Archived
Should my parents do chapter 7 if the bank does not want to do a modification on the mortgage?
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Answered on October 20, 2014
The real question is - what is the chapter 7 going to accomplish? Yes is will discharge their personal obligation on the debts but it won't help...
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If you include your car in chapter 13 bankruptcy can the car dealer still repocess your car or is it left up to the courts?
Thomas's answer
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Answered on October 17, 2014
If you're filing chapter 13, your car is included in the plan. The question is - how is the finance company being treated? Once you file, the...
Archived
How Long In to a CH13 BK Can You Attempt to Strip Your Second Mortgage?
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Answered on October 16, 2014
Yes it can be done. I filed a motion to strip a second motion in the final month of a plan. The order was signed without objection.
Archived
Is there any lawyers in the Burlington or Camden, NJ that offers pro bono work for chapter 7 adversary proceeding?
Thomas's answer
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Answered on October 12, 2014
The answer is no. However if we ask the right questions, sometimes we get solutions to our problems. The truth is that most people can't afford...
Archived
Can a bankruptcy trustee require to sell a home that has alot of equity if im not on the deed and she got the house in divorce??
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Answered on October 10, 2014
"The timing of a divorce judgment determines a spouse’s rights in property in a bankruptcy case. New Jersey law imposes a constructive trust upon...
Archived
Lawsuit during Chapter 7 Bankruptcy in New Jersey
Thomas's answer
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Answered on October 09, 2014
I'm not sure I would phrase it like you did - your medical malpractice attorney is appointed by the trustee - he doesn't work for him. Here's the...
I am filing chapter 7 and my ex wife still has me on the mortgage will this affect her house?
Thomas's answer
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Answered on October 08, 2014
Disclose, disclose, disclose... If your name doesn't appear on the current quit claim deed, make sure the trustee has a copy along with the...
Archived
I am in Ch13 and considering getting my second mortgage stripped. How far underwater does 1st need to be for this to happen?
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Answered on October 02, 2014
If those numbers are even close to being correct, you need to get that motion filed ASAP. Yes its a slam dunk. Remember however, if the payment...
Archived
My wife received $50,000 for a personal injury lawsuit
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Answered on September 19, 2014
First - don't co-mingle the money. Its best to put it immediately in a separate account and try not to touch it. Second - You have a $22,975...
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Archived
Bank levy followed by chapter 7, how can I get cease and desist now
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Answered on September 17, 2014
Under New Jersey law, the actual date of the creditor's perfected interest relates back to the delivery of the Writ of Execution to the court...
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