Archived
Joint Chapter 13 and Life Insurance. Is it bankruptcy fraud for joint debtor to change beneficiary of life insurance policy to
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Answered on February 08, 2015
Unless you are pro se, you should be addressing this to your bankruptcy attorney. Life insurance proceeds are exempt as long as they are being...
Archived
Chapter 7 bankruptcy question
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Answered on January 27, 2015
Your attorney needs to tell your financial story. The only way he can do that is to disclose the income and expenses in your household (this is...
Archived
Bankruptcy
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Answered on January 22, 2015
Sure you can do a short sale. The real question is why? It seems to me there can only be two reasons. One - you have already left the property...
Archived
If I reopended my chap 7 bk in to include a creditor. Am I required by the bk court to submit a new form 6l ?
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Answered on January 08, 2015
Judd v. Wolfe stands for the proposition that in a no-asset Chapter 7 case, debt to an omitted creditor is deemed discharged, and the debtor is not...
Archived
I have a medical bill for $75.18 that has been sent to collections.
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Answered on December 23, 2014
Pay the bill and the collection fee. Its not worth fighting but if it should have been covered by insurance, pay the bill then re-submit to...
Archived
Equitable distribution and chapter 7
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Answered on December 21, 2014
Your equitable distribution obligation is not dischargeable in chapter 7 but it is dischargeable in chapter 13. Consult with a bankruptcy attorney...
Archived
Filed ch 13 for past due home owner taxes....can we make offer to the lien holders & clear the bankruptcy? when is it too late?
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Answered on December 21, 2014
I respectfully disagree with my colleagues regarding the reverse mortgage during a Chapter 13. The best course of action is to present a feasible...
Archived
Can I file Chapter 7 now?
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Answered on November 29, 2014
The answer is yes BUT the inquiry must go deeper. Simply because you can do something doesn't mean you should. The chapter 11 was for your...
Archived
Can I file chapter 7 Banklcuptcy even though my income is higher than NJ medium income?
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Answered on November 26, 2014
YES. If the majority of your debt is business related, you do not have to even complete the means test. Even if it was consumer debt and you had...
Archived
Can I file Chapter 7 Bankruptcy now?
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Answered on November 25, 2014
Good question. However this question can't be answered unless much more information is gathered. Yes the means test may not be a problem but you...
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