Archived
In foreclosure in New Jersey; local lawyer said don't respond. If I don't, won't I get judgment entered against me?
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Answered on July 05, 2014
I agree with my colleagues. Keep in mind that setting aside a default - for your failure to answer the Complaint - is difficult. This is governed...
Should I sign a "Stipulation of Dismissal Without Prejudice" from the Plaintiff (BOA)? Nothing signed on their end.
Louis's answer
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Answered on May 10, 2013
When was the last time you made a mortgage payment? [Probably a while?] Why would they dismiss the case? Doesn't make any sense does it? Be careful...
How can I file a motion for extension of time to file an answer to a foreclosure summons in NJ?
Louis's answer
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Answered on April 11, 2013
The attorney gives good advice. It's prudent.
In reality, neither the lender nor the lender's attorney will agree to the extension. You have 35...
Archived
What to do? received NOI for 3 months of non payment of mortgage, should i short sale, foreclosure or bankruptcy?
Louis's answer
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Answered on April 11, 2013
The cars are irrelevant to the foreclosure action b/c the foreclosure action is "in rem" which means it's only relating to the mortgage security....
Archived
I need to answer the Afirmative Defense in my answer to a foreclosure summons. What would a good answer been to defend myself
Louis's answer
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Answered on April 11, 2013
There are forms online if you are not looking to hire an attorney, but it's not good advice for someone who may have excellent defenses afforded...
Archived
House sold back to bank at sheriff sale ! i need to keep this house please !
Louis's answer
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Answered on March 04, 2013
It sounds like you may have been the victim of a predatory loan mod company, and unfortunately if that's the case, you need to put aside whatever...
Archived
I m involved in a foreclosure case since 2009 in Aug 2012 they dismissed without prejudice I was served again in Jan 2013
Louis's answer
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Answered on March 04, 2013
There have been many things that went wrong with regard to bank fraud and the way things were filed and what letters were sent that did (or did...
Archived
Got served a foreclosure complaint. I have 35 days to answer complaint. Met with lawyer who said there was no reason to answer
Louis's answer
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Answered on March 04, 2013
No reason to Answer? There's no reason to go back to that attorney! There are many reasons to Answer, but it really depends on what you're looking...
Archived
Who has the right to foreclose ? REMS , Freddie Mac , Countrywide , BOA or now Owen ?
Louis's answer
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Answered on March 04, 2013
You certainly have real party in interest issues and the validity of the assignments can be brought to light. You should consider counterclaiming...
Selected as the best answer
Archived
Where can I find a good honest home foreclosure lawyer?
Louis's answer
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Answered on March 27, 2012
As a previous residential foreclosure attorney, I have represented banks, lenders, and mortgage servicers throughout Pennsylvania and New Jersey. ...
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