Bankruptcy Closing Case

If you filed a chapter 13, keep in mind that after you make your final payment, the trustee has to pay your creditors, then wait for all those...

How can a collection agency seize your bank account without your knowledge?

Presumably they previously obtained a judgment. If they have a judgment they do not have to tell you they are levying. You may be able to get some...

How do I stop a wage garnishment on me from a car dealership ?

There are different options. A bankruptcy will stop garnishment. It may also be possible to negotiate a settlement. Your overall financial...

In NJ can you file a CH 13 to make payments on tax sale certificates for water & sewer liens to avoid a tax sale foreclosure?

Yes, you can stop the sale and pay the debt over time in a chapter 13 as long as you proceed before the sale occurs. You should immediately...

How does filing chapter 7 bankruptcy work if you are married and only one spouse files?

You are able to file without your wife filing. Her income and expenses would be considered in determining if you could file a chapter 7 since the...

I owe discover card bout 6-7 thousand dollars I am retired don’t own home have no bank Accts I’ve had many medical issues can’t

It depends on your total circumstances. If you have other assets, Discover can get a judgment and try and levy on the assets. Your options may also...

Hi Can someone get back to me about Bankruptcy and foreclosure which now is upon me and also eviction within 1 month?

Bankruptcy can help reduce or eliminate debts and help with apartment and mortgage depending on what you want to accomplish and your disposable...

Chapter 13 will allow you to keep your home and just pay the amount of equity (after exemptions) to creditors. In other words, if nonexempt equity...

When we meet with a chapter 7 or 13 lawyer first time what do we need to have ?

It would be helpful if you had current paystubs, statements reflecting balance owed on any mortgages or car loans and a list of creditors. An idea...

How do we find out if income is good for chapter 7? and when to stop using credit cards

Whether you can file depends on a lot of factors. Income is considered in comparison to expenses. If you make more than a certain amount of income...