In NJ to file chapter 13 must all your tax returns be current?

The success of the chapter 13 depends on various matters, including the experience of the attorney in developing the plan. In NJ seeking...

CAN I PUT MY HOUSE UNDER BANKRUPTCY

You can generally keep your home in a bankruptcy, but not eliminate your obligation to make mortgage payments. In certain circumstances you can...

1. Have debt, judgement against(2 approx $30,000.?0) lien on house maybe? 2. got hit by "Sandy", I was insured now what?

There are a number of factors to consider when determining if and when to file bankruptcy, including equity in assets, income compared to expenses,...

Chapter 7 Means Test

As stated by others, merely because your income exceeds income threshold does not mean you cannot file chapter 7. It depends on other factors as...

Separation of bankruptcy claim into part secured and part unsecured.

No, that is incorrect. As a general rule, you are required to pay any mortgage secured by your home in full. There is an exception in the situation...

Chapter 13

You can absolutely keep your home in a chapter 13. Often you can reduce or eliminate unsecured debt and address the IRS. Your ability to reduce...

Recieved a letter of levy from bank sent from city. What should be done?

There are a number of items to take into consideration, including the nature of the claim of the city and your overall circumstances, including...

My husband has credit cards in his name only that he has maxed out. We are joint owners of our home, am I liable in PA?

Yes, your husband can file bankruptcy without you having to file. If there is limited equity in your home, than keeping the home would not be a...

Chapter 13 and college financial aid?

You must provide to the trustee proof of your income for the prior 6 months, recent tax returns and other related information that the trustee may...

Do you mean "can a creditor object to the abandonment" the answer is yes. The objection must be timely filed and a hearing would be scheduled. If...