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Finance company didn't receive reaffirmation agreement on time. How can I petition this matter and resolve it with my attorney?
Robert's answer
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Answered on October 17, 2013
Your question suggests several issues you can discuss with your attorney. First, is it necessary to sign reaffirmation agreement for boyfriends...
Archived
Philadelphia Bankruptcy Lawyers - Reaffirmation Agreement in Chapter 7
Robert's answer
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Answered on October 10, 2013
The bankruptcy code requires the Judge to make sure you personally understand the impact of reaffirming your debt. If your budget reflects that you...
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New Jersey State Income Taxes and Bankruptcy
Robert's answer
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Answered on August 15, 2013
As the others have indicated, in the right circumstances state taxes can be eliminated. Other options may exist for any taxes not discargeable like...
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Reopening a Case
Robert's answer
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Answered on August 15, 2013
Your case can generally be reopened. Depending on nature of amendments they can generally be filed after case reopened
Can a lien (second mortgage) be stripped in Chapter 7 in New Jersey? If only in Chapter 13, does it require a motion or ..
Robert's answer
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Answered on August 07, 2013
A second mortgage can only be stripped in NJ in a chapter 13. It is generally done as a motion incorporated into the Chapter 13 plan. There is not...
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I have 3 rental properties in addition to owning my home. Would I have to sell them if I go into bankruptcy for CC debt?
Robert's answer
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Answered on July 31, 2013
It is possible to keep the properties and eliminate the credit card debt, but it would depend on various factors such as whether there is equity in...
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I need help with the possibility of bankrupsy. After my divorce left my with nothing. I built up a terrible amount of debt.
Robert's answer
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Answered on July 03, 2013
The most common causes of bankruptcy are illness, divorce and unemployment. Equity in assets and income compared to expenses are two of the factors...
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Can I file for bankruptcy ( credit card debt) with/ without my spouse?
If my husband had bankruptcy in the past before me
Robert's answer
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Answered on June 20, 2013
You can absolutely file without your husband. As suggested, you can also consider chapter 13 for both if that makes sense. Building credit after a...
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I am a creditor and was never informed that the debtor filed for and was granted bankruptcy .
Robert's answer
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Answered on May 23, 2013
As a general rule, in a no asset case a debt can be eliminated even if not listed in some cases. However, if the claim is based upon fraud, you may...
Archived
Can I contest a foreclosure complaint after filing Chapter 7 Bankruptcy?
Robert's answer
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Answered on April 19, 2013
You would still have the right to defend the foreclosure action. The impact of the bankruptcy will depend on various factors such as whether there...
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