Archived
If i file for bankruptcy after a civil judgement is awarded against me will the bankruptcy protect me ?
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Answered on March 29, 2018
It will protect you from collection efforts and when you receive your discharge the creditor will be permanently stopped from trying to collect....
Archived
Bankrupcy attorney cost in NJ?
Scott's answer
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Answered on March 26, 2018
Generally speaking a Chapter 7 bankruptcy (assuming you are eligible for a Chapter 7), ranges from $1,500.00 - $5000.00. The reason for such a wide...
Archived
If I file for Chapter 7 bankruptcy can the credit card company put a lean on my social security ?
Scott's answer
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Answered on March 26, 2018
Absolutely NOT! One major purpose of filing bankruptcy is to eliminate debt and credit card debt (absent fraud) is discharged in a Chapter 7. Once...
When if ever can I take a part time job if I have successfully filed for chapter 7 based on a low retirement income?
Scott's answer
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Answered on March 23, 2018
If you no longer want to keep your home, you might want to consider converting your case to a Chapter 7. You would no longer have to make trustee...
Archived
Co signer on bail bond
Scott's answer
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Answered on March 16, 2018
Unfortunately, the creditor can pick and choose who to go after and apparently they picked you. They can go after the other 4 people and so can...
Archived
Attorney
Scott's answer
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Answered on March 13, 2018
I would be very surprised to see that as the way you have presented it makes it conflict.
Archived
A collection agency is trying to sue me for past bank debt owed. Can they actually take me to court?
Scott's answer
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Answered on March 13, 2018
They can sue you but you may have some defenses. If the bill is older than 6 years you might be able to stop the lawsuit because the statute of...
Archived
Personal Chapter 7 or joint with wife?
Scott's answer
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Answered on March 01, 2018
It seems as though you are seeing the NJ state exemptions. In NJ we can use the Federal exemptions which are much more generous than NJ. It would...
Archived
Even if the liens are from credit cards and in the bankruptcy I was able to keep the house. Is there a time limit that the lien?
Scott's answer
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Answered on February 19, 2018
It doesn't matter that the liens are from credit cards. The fact that you were able to keep the house, however, is an indication that you might be...
Archived
I filed for bankruptcy and it was discharged my debts and I have 4 liens against a house How do I get theyremoved
Scott's answer
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Answered on February 19, 2018
If the liens could have been removed during your Chapter 7, you can still get them removed by reopening your Chapter 7. You would then file a...
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