Archived
I am a full time student in NJ and i have a lien on my checking account.The lien is because of a medical bill and have no assets
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Answered on July 16, 2018
If they have a judgment they can levy on your bank account. You need to discuss this with a bankruptcy attorney to see what options you have.
Archived
What To do when I get a Civil actions summons after I got a discharge in a chapter 7 bankruptcy in new jersey ?
Scott's answer
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Answered on July 16, 2018
As a general rule you are obligated to pay condo dues after a Chapter 7 discharge and up until title to the property passes out of your name. You...
A debt collector sent a certified letter from the superior court of NJ ”notice for execution of wages.” Seems fake what do I do?
Scott's answer
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Answered on July 14, 2018
You can also call the clerk of the Court to verify.
Archived
How can I remove my name from an auto lease?
Scott's answer
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Answered on July 11, 2018
Unfortunately, you can't remove your name on the lease. If she is just not paying you might want to consider bankruptcy. If she is just paying late...
Archived
Should I try for motion to dismiss against JDB plaintiff if they are asking for a 90 day adjournment?
Scott's answer
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Answered on July 10, 2018
You can usually get a short free consultation from a bankruptcy attorney. Given the complexities of dealing with motions in Special Civil, I would...
Archived
If I filed chapter 7 and kept my car and now want it repossessed do I owe anything on the remainder of the loan?
Scott's answer
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Answered on July 09, 2018
You have to notify the creditor within 60 days of filing the reaffirmation. You can file it with the Court or if you had an attorney ask him/her to...
Archived
Does marrying someone with debt make there debt yours if you dont have joint accounts
Scott's answer
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Answered on July 09, 2018
The debt does not become yours but if she files for bankruptcy after you are married your income might make her ineligible for a Chapter 7. This is...
Archived
Remove myself from a car lease?
Scott's answer
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Answered on July 06, 2018
If you only verbally agreed to co-sign it probably is not binding. Also, so long as your granddaughter pays the lease they won't bother you.
Archived
Do i still owe the judgment after 20yrs if it doesnt appear on my credit report?
Scott's answer
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Answered on July 05, 2018
It's probably not showing up on your credit report because judgments are only valid for 20 years. They can be renewed but that does not happen very...
Archived
Can my mortgage company report late payment on my credit report if my fiancée filed bankruptcy ?
Scott's answer
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Answered on June 28, 2018
They are not using bankruptcy as a way to foreclose. Anytime someone misses 3 payments the mortgage company can start a foreclosure. It sounds like...
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