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Am I responsible for a doctors bill debt that I incurred after I filed bankruptcy, but amended my petition to include the bill?
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Answered on March 02, 2015
The debt you owe to the doctor is not discharged, as you cannot discharge debts that you incur after you have filed your petition. You will have to...
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Disposable Income - Debt Repayment
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Answered on February 27, 2015
I'm confused by your question, as you are asking about determination of diposable income, yet indicate Bankruptcy is not an option. So I'm not...
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If I am behind on my mortgage and cannot pay it back within the 5 yr period of a Ch. 13, will a Ch. 11 give me more time to pay?
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Answered on February 17, 2015
Yes, you can pay the arrears back over more than 5 years. We recently confirmed a chapter 11 case that provided for repayment over 72 months. The...
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Is there any lawyers in the Burlington or Camden, NJ that offers pro bono work for chapter 7 adversary proceeding?
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Answered on October 09, 2014
You need to contact the legal services office in the County in which you live and see if you qualify for their pro bono program. If so, they will...
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I need a bankruptcy lawyer to look over my information and get a quote. Does the lawyer have to be in the same state ?
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Answered on July 31, 2014
Yes, the lawyer you choose must be licensed in the State that you reside in.
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What happens to my home if I file for chapter 7 bankruptcy in the state of NJ? Do I lose my home?
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Answered on January 07, 2014
It would depend on the value of your home and how much equity there is in your home. The Bankruptcy Code provides certain exemptions that are...
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What happens to credit card debt upon death of the cardholder? Is the estate liable for the debt?
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Answered on November 27, 2013
The estate would be liable for the debt. it is good advice to speak with a good estate attorney and you also may want to consult a bankruptcy...
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Do I have to pay for items discharged in my chapter 7 when I filed chapter 13 to regain possession of my auto? mortgage arrears?
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Answered on November 27, 2013
i agree with the previous two answers, you certainly have issues that need to be discussed with your attorney. If you are not satisfied with your...
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Chapter 7 Closed
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Answered on November 08, 2013
The discharge order is what inidcates that you have been discharged from your debts. The closing of the case is an administative action, which...
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I am confused by time limits, one set forth by the lawyer and one by the courts for documents and inquires.
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Answered on June 11, 2013
You would have 35 days to answer a civil complaint in New Jersey.