Posted by William | June 10, 2025 | Hired Attorney | Credit Repair

Pinnacle Credit Specialist Delivered Beyond Expectations!

Hi, I want to thank the Members of this Forum, you guys have been a great help to my credit journey. A few years ago, I messed up my credit. I had a few charge offs from Discover bank, Capital one bank, and Chase bank. After a month with PINNACLE CREDIT SPECIALIST, I was able to get all 3 charge offs... removed. Now I have started to build my credit with a clean slate. Back in April 2025 I was approved for a US bank secured credit card with a $5,000 limit. I recently got a pre-approval from capital one for savor, this morning I took the offer and was instantly approved for the $5,000 limit. My current score is Experian 782 TransUnion 746 EQUIFAX 764 these are fico scores. I currently have no late payments, no charge offs and no collections or public records. My current utilization is at 6.4%. Also, I can’t seem to understand why my EQUIFAX score is so low compared to other credit agencies. Pinnacle Credit Specialist has done it for me, and I want the world to know about him. Contact him via: [email protected] or call +1 (409) 331-2269

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Posted by Eileen | March 20, 2023 | Insurance

Joel Zelkowitz

We were extremely pleased with the counsel provided by Joel Zelkowitz, of the firm Uscher, Quiat, Uscher, & Russo. Joel was immediately responsive to our inquiries, knowledgeable about insurance issues, and generous with his time. Unlike other attorneys that we interviewed before him, Joel was focus...ed on a positive outcome for us versus a lucrative engagement for his firm. His professional approach and sound recommendations reassured us as we tackled our complex insurance matters. We would use Joel’s services again without hesitation and highly recommend him to others.

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Posted by Melissa | February 11, 2023 | Hired Attorney | Insurance

Fantastic Firm with Exceptional Results

I have been a client of Uscher, Quiat, Uscher & Russo and specifically Joel D. Zelkowitz, Esq. since the summer of 2017 when I injured my hand and the firm was referred to me by the providers of my disability insurance. Never did I think I would need an attorney for my straight forward injury and cl...aim... I was wrong. Thankfully my path was gratefully blessed with Mr. Joel Zelkowitz from the very beginning. He has handled everything with getting my disability insurance policy activated without issue and has done so with me being many states away. Joel quickly and diligently handles any matters that arise and deals with them directly. Mr. Zelkowitz always takes time to explain to me the importance of each and every thing that he does for my case. He truly is my advocate. He is NEVER too busy for me and has always made extra time for me during my more "stressed" times. I appreciate Joel is never shy about asking for other's opinions in his firm as well. Mr. Zelkowitz not only handled the initial matters with the insurance company, but he has since dealt with an appeal on my behalf to get my claim reinstated after the company stopped paying. I honestly cannot imagine having to deal with paperwork on my own. I would not be receiving my disability payments if it were not for Mr. Joel D. Zelkowitz, Esq. and his continued hard work, motivation and outstanding skills. Thank you!

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Posted by Chris | January 21, 2023 | Hired Attorney

Hired attorney

My experience with the law firm, including Michael and Joel was top notch. There always made themselves available for questions and worked very hard on the resolution of my account. Would recommend them to everyone!!

Posted by Jodi | April 27, 2022 | Hired Attorney | Social Security Disability

Very helpful and nice person

I have worked for law firms for over 40 years. When I became disabled, Uscher, Quiat, Uscher & Russo were referred to me by one of the Prosecutors in Monmouth County. Since I have experience working with many different law firms, I didn't know what to expect. I wanted to write a review because Usch...er, Quiat were wonderful to work with. Being that this was a very stressful time for me, Mr.Quiat and his associate, Joel, were very patient, understanding and very responsive to my needs. I would highly recommend this firm.

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Michael Eli Quiat

About Michael

Biography

I have represented claimants against insurance companies in NY and NJ for over 36 years.

Asking the right questions early on can save clients time, money and aggravation.

My job is to make sure clients understand their rights and make informed, intelligent choices.

My practice focuses on ERISA, life, health, disability and long term care claims.

Practice Areas

Fees and Rates

Cost

Payment Methods

Awards

Licenses

Licensed in New Jersey for 40 years

Licensed in New York for 44 years

Location

Uscher, Quiat, Uscher & Russo, P.C.

Uscher, Quiat, Uscher & Russo, P.C.

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