Why Your Business Needs a Procedures Manual
Dec 13, 2010
If you are the sole person working in your business and you couldnt work for a couple of months, could someone else step into your shoes? Are you ready to hire your first employee and you want to descr...
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Is Your Company Susceptible to a “Wikileaks”-type Security Breach?
Dec 06, 2010
There is a website called Wikileaks which has been publishing leaked government documents. Some of the documents which have been published are just embarrassing to the government; others are possibly ...
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Using a Trade Name (Also Known as a DBA) in New Jersey
Dec 06, 2010
When you wish to conduct business without using the names of all of the owners, you must create a new legal entity (a corporation or a limited liability company) or you must use an assumed business nam...
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What a Home Buyer Should Expect At the Closing
Dec 02, 2010
A residential real estate closing is quite often a time of great expectation and also a time of great anxiety. You have found a house you want to buy, youve negotiated over repairs, and youve given you...
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Opening Up Your Business Bank Account
Nov 29, 2010
Youve taken the big step and decided to open up your own business. For many of you, youve just filed the articles of incorporation or formed your limited liability company. Some of you have decided tha...
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Does Your New Jersey Business Have All Of Its Required Permits and Licenses?
Nov 23, 2010
When you start a business, you need to find out whether you need to apply for different permits or licenses. You need to check with your town and the state before you start operations to learn what pe...
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What Should You Expect to See in Your Real Estate Contract?
Nov 08, 2010
Youve been looking at houses for weeks and youve finally found one you like. What happens next? The next step is your real estate agent will be preparing a contract that contains your offer.
What is...
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Why You May Need Continuing Education For Mortgage Loan Originators
Nov 02, 2010
Most mortgage loan originators (MLOs) are now aware that they have a requirement to take 20 hours of pre-licensing education in order to geta newlicense. Many of you are unaware that the SAFE Act requi...
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Why Home Buyers Should Review Their Credit Reports Before Applying For a Mortgage
Oct 25, 2010
When you are applying for a mortgage, your FICO credit score (FICO is the name of the company that created credit scores) determines not only whether you will get approved for your loan but also whethe...
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What Happens After You Renew Your Mortgage Company License Through the NMLS?
Oct 25, 2010
Starting November 1, 2010, all company mortgage licensees (mortgage bankers, mortgage lenders, and mortgage brokers and their branch offices) must renew the licenses that expire on December 31, 2010. F...
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