Chapter 13: Must the $20,000 in savings (that came from pension cash-out 7 months ago) be used to pay unsecured creditors?

She can probably exempt the cash but I am more concerned that your sister does not have a sustainable budget. You don't say her age or whether she...

Getting sued over a debt, never received collections notices or collections calls. What can I do?

Madeline is absolutely correct. Call a consumer attorney right away. Make sure you or your attorney files an answer. Under some circumstances...

Already defaulted on chapter 13 over 4 yrs ago . Now want to apply again against same mortgage company. Can I ?

Changed circumstances is a good reason to file again. As the other attorneys said you need to speak to an attorney -- ideally someone who handles...

Since you have legal benefits from your work, I'd recommend that you contact an attorney near you as soon as you can. You may need a GA attorney,...

I'm being summons to court and in need of a lawyer for a civil action summons

I am glad they didn't accept that offer because in general it's better to have an unsecured debt than one secured by your home. You should...

Filed Ch 7 which was discharged 2 months ago during which time my mortgage was sold to another lender. Is this a game they play?

You and your husband should contact a nonprofit housing counselor such as New Jersey Citizen Action. Ocwen has been a leader in loan modifications...

I lost 2 properties in North Carolina to forclosure. How do protect my home in NJ?

You need to find out if the NC foreclosures resulted in a money judgment or deficiency judgment against you. If a money judgment was entered, the...

Court denied motion to vacate foreclosure default. how long do i have to move out? anything an attorney can do?

I agree with Raymond that you should talk to an attorney but I would suggest someone who handles both foreclosure defense and bankruptcy so that...

Can I have a house in my name if in bankruptcy?

I recommend that you give your bankruptcy lawyer a call before your parents give you any money.

I got 7 judgement, I am saving money to do a bk and to have something. The storm & being disable,partime job have screw me up.

I am sorry you are having so much financial distress. It sounds like you might be eligible for a pro bono attorney. I'd like to suggest that you...