I owe Plain Green Loan $1400, I reside in NJ, I lost my job and could not make payments. They are now saying that they are placi
Melinda's answer
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Answered on January 28, 2013
Usually there is more than one debt which is delinquent and, perhaps this debt is just the tip of the iceberg. If you have more than one creditor,...
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Can my soon to be ex-husband file chapter 7 with me if I qualify for chapter 13?
Melinda's answer
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Answered on January 28, 2013
Sometimes it is beneficial for individuals contemplating a divorce to file a joint bankruptcy petition to discharge debts leaving the exempt assets...
Archived
Filing procedures for chapter 13
Melinda's answer
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Answered on December 05, 2012
The answer it "it depends". There are numerous factors involved in loan modifications. Your attorney will be able to contact the lender's counsel...
Archived
If my ex-partner files for bankrupcy, can a lien be placed on the house if I am the only person on the deed?
Melinda's answer
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Answered on December 04, 2012
First of all, transfer of an asset out of joint names solely to your name on the eve of bankruptcy may expose you to a claim by your ex-partner's...
Archived
Credit repair
Melinda's answer
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Answered on December 04, 2012
Credit repair is difficult, at best, and generally a very impossible task until you have resolved all of your debt obligations. You will probably...
Archived
What recourse does one have against a potentially negligent bankruptcy attorney?
Melinda's answer
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Answered on August 22, 2012
The Chapter 13 trustee administers cases and pays creditors based upon the priority scheme set forth in the Bankruptcy Code. You can interview a...
Archived
I was informed by a Lawyer that I cannot file for Chapter 13 with my home because I reside in the home, and it cannot be done,
Melinda's answer
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Answered on August 21, 2012
It appears as though the attorney you spoke with did not fully understand your situation. You may file a Chapter 13, subject to jurisdictional...
Archived
Can you file chapter 7bk then file chapter13 two yrs later
Melinda's answer
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Answered on August 15, 2012
The short answer is "yes". The longer answer is that you would not be eligible for a discharge presuming that you were granted a discharge in the...
Can the bankruptcy court date be postponed or rescheduled?
Melinda's answer
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Answered on August 03, 2012
Would you please clarify which "court date" you are referring to (i.e. 341(a) Meeting of Creditors, Confirmation Hearing, Motion to Vacate the...
Archived
Chapter 13 payments
Melinda's answer
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Answered on August 03, 2012
This is a common struggle fought by many people who do not pass the Means Test yet have insufficient liquidity to pay the Chapter 13 Plan payments...
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