Archived
Is signing a check and cashing a check that states it will signify the closing of the account,considered a legal contract.
Charles's answer
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Answered on January 30, 2013
If you noted "payment in full" on the check, and the creditor did not cross that out, or notate that
it was being applied on account, or...
Archived
Can a bank add PMI to an existing mortgage that never had it before?
Charles's answer
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Answered on January 30, 2013
It is highly unlikely that the new bank would be entitled to do that. PMI normally comes into play where the original mortgage amount exceeds 80%...
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I have to restrain & prevent a person from repeatedly lieing to a mortgage company.Is there a complaint to file preventing that?
Charles's answer
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Answered on January 29, 2013
Who is lying to the mortgage company? You can send a letter to the mortgage company with a copy of the power of attorney and request that all...
Archived
Problem with the house - new mortgage or other option?
Charles's answer
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Answered on January 29, 2013
If it is your name and your father's name which are on the mortgage, you can contact the lender and request that it waive the due on sale clause in...
Archived
I need to prevent someone from repeatedly lieing to a mortgage lender,Is there a complaint that I can file to prevent this ?
Charles's answer
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Answered on January 29, 2013
Who is repeatedly lying to the mortgage lender? You can send a letter to the lender with a copy of the power of attorney and request that all...
Archived
To postpone a lock-out to have the judge hear your case, how long for a scheduled hearing and how much would it cost in NJ?
Charles's answer
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Answered on January 29, 2013
You need to contact the chambers of the judge who granted the judgment to the landlord, and arrange to come in to apply for a stay of the lockout. ...
May I hold title to real property in NJ as " a married woman, as my sole and separate property?"
Charles's answer
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Answered on January 29, 2013
It appears that your concern that including the "married woman" language may give your spouse an ownership interest in the property. That in and...
Archived
Second mortgage was charged off and I don't know what to do now.
Charles's answer
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Answered on January 29, 2013
It does not make sense that the second mortgagee would charge off this loan. I would pull your credit report to check this. You may be the...
Archived
Buyer request to seller one document , if seller can't proof it. who is responsible for that ?
title company or lawyer who
Charles's answer
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Answered on January 29, 2013
You should not close title unless you are receiving a valid deed that will convey you the insurable title to the property. You must rely on the...
Archived
How do I go about filing for bankruptcy?
Charles's answer
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Answered on January 29, 2013
I am a bankruptcy attorney practicing for over 30 years. Please call me immediately for a free initial consultation so that we can determine...