In my opinion you should answer the questions and return at own expense and regardless of failure to provide copy. You should not try to dodge the...

Ownership of [collection] debt.

The answer may depend on whether the debt is commercial or consumer in nature. The former typically involves business deals and the latter...

The other answers are excellent. I want to add two points (note, the topic of holder in due course is fascinating and there is a myriad of laws...

I do collection law in NJ and I agree with other responses. Go to courthouse and see the proof of service that will show how you were served -- if...

As stated by other answers, it is crucial that you obtain attorney and that you do not put in anymore money in that account. Note, however, on...

Can someone sue me , without having my contact number or my address?

As to the issue as to whether someone can sue you without having your contact number or address, the answer is that typically this information can...

How do you levy prior to suit and does a suit eventually have to be filed

I concur with counsel (particularly as to the need for more facts). However, certain states allow for pre-judgment restraint of assets -- such as...