What are my chances of keeping my home if i file for divorce?

You need to consult the specific facts of your case with a local divorce lawyer. There aren't enough facts here to answer your question accurately.

The bank doesn't have to accept the decree. The decree only adjudicates rights between the parties to the litigation. Unless your ex- pays off...

How do I count the day when filling FM motion/cross motion/reply-base on the last court order or after I get the return day?

Cross motion is 15 days BEFORE the return date. So for a June 1, 2012 court date, the cross-motion should have been May 17, 2012.

What kind of protection can I seek immediately.

You need to act, especially if you fear he is going to "kidnap" the children. You can seek a TRO for the calls and texting to you if harassing. ...

I live in NY. Can my husband secretly tape conversations that we have that also include our 15 year old daugther w/ 3 involved?

Yes.

Our divorce states my X is responsible for a Tax debt that was incurred while we were married and a credit card debt that is in

The court cannot interfere with the IRS's ability to collect from you, it can only attempt to enforce the order.

Do I need proof of domestic abuse in court? Do I have a chance of getting sole custody?

Of course you need proofs. If you want the court to believe you, you have to provide a reason for your story to be credible. As to custody, this...

If she was ordered to pay the mortgage, you are going to be able to get relief from her in the family court, but on the mortgage itself, you are...

Ex wife has sole physical and legal custody, she wont let me see or talk to kids anymore I need to know how to get visitation.

You need to get to an attorney immediately and file an application to obtain parenting time, and to try to stop the move.

Why the court rejected my application if there is 8 days to the return day?

On FM motion, times are 24, 16 (opposition), 8 (reply). Sounds like your motion was timely. Maybe the cross-motion didn't relate to the...