One of my customers owe me $8500

Depending on the scope of the job and when you last performed work at the property, yo may be entitled to record a construction lien claim. Being...

How much and what accounts can a collections creditor go after in the state of New Jersey through a bank levy?

The creditor can go after funds in a joint account, but there are restrictions. You may want to look into the New Jersey Multiple Party Deposit...

Is this a consumer debt? If so, you should seek the assistance of an attorney familiar with the Fair Debt Collection Practices Act (FDCPA). The...

I have a judgment of writ of execution again me from a credit card company , what can I do!

Assuming the judgment was entered by default, you may be able to vacate the judgment depending on when the judgment was entered and the facts...

Can a direct deposited student federal refund be levy by the bank? Do I file for an exemption with court or call the collector?

Any exemption should be filed with the court. You should not trust that the judgment creditor will notify the court of your exemption request.

Acceptance of payments after breach may be construed as a waiver of the prior breach and prevent them from proceeding with the repossession. Of...

Judgment Lien

Generally, a judgment creditor in NJ can look to real property to satisfy a judgment. However, a judgment creditor needs to first look to personal...

I'm being sued for a debt by the credit card company, and I'd like to enter a response with the court. Please advise.

If you have a valid defense to the complaint, you certainly should file an answer and set forth those defenses. However, you should not "create"...

Does the filing of a lawsuit in which I was never served restart the SOL in credit card debt?

You indicated that they "refiled" the lawsuit. Did they file a new lawsuit or did they proceed under the original docket number? You should have...

Old judgment, credit card debt, statute of limitations, hoping to settle/remove from credit report.

Keep in mind that, in NJ, a judgment remains of record for 20 years (and the creditor can apply to extend beyond that time). Also, you...