I am not licensed in Pennsylvania; however, it is my understanding that wage garnishment is very limited in Pennsylvania and that most ordinary...

I was just denied a loan as it claimed I have have derogatory public records. How can I find out what this is about?

Usually a derogatory public record shows up in the "public records" section of your credit report as a judgment or something like that. You should...

Can collection agency have you served in a non-resident state?

If you have given them no reason to believe that you live somewhere other than the NJ address, then they can serve you in NJ. If you let them know...

I have received a call from Round 2 Recovery. If this debit is outside the statue of limitations, what are my options?

It may be possible to sue the debt collector, if the account is truly outside of the statute of limitations for collection. You should contact an...

How long is the statue of limitations of credit card debt collection in New Jersey

Generally, if there is not already a judgment in place (entered by a court of law), there's a 6 year statute of limitations on the collection of...

Can a debit collection agency put a warrant out on you for not paying a debt

You may wish to consult a lawyer about this. It sounds like you have been sued for a debt. It is not clear whether you are currently in the...

Do I need to respond to an amended foreclosure complaint if I have no problem with the changes and I want the foreclosure?

There should not be any reason to respond, so long as you want the foreclosure to go forward. There has been an ongoing problem in NJ of...

I own a Subchapter S corporation... an insurance brokerage. I am owed $1,600 of business debt, not consumer debt.

You will need to obtain an attorney to defend and preserve your rights. If the original debt was owed to you and you are not collecting for anyone...

Who can sign marriage license and perform ceremony?

In NJ, you can be married by a judge, mayor, county clerk, county surrogate, township committee chair, village president, or any minister of any...

Small business assets exempt under Chapter 7?

It depends on the value of the inventory, since the amounts of the allowable exemptions are limited.