Can I charge late fees?

No. Without a written, signed agreement in which late fees our are specified you cannot charge such fees.

I have a court letter saying that portfolio recovery assoicates are trying to get money from me over my sears card what do i do?

I'm not sure what you mean by a "court letter". If its a letter from PRA you can request validation of the debt. If its a valid debt and you...

If i get a judgement against another business, can i collect on their till? bank accounts? can i collect on them personally?

You have a long haul in front of you before you get to issues of collection. First you have to obtain a judgment. The information your provided...

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Can wells fargo (florida) offset my personal checking account to cover a business credit card debt i owe?

No. Not unless there was some agreement you had with them. OR If they got a judgment against you on the credit card, and the judgment was against...

How do I fight a lying collection agency?

Did you get confirmation of the nine month payment program in writing? And do you have proof of the nine months of payments you made? Do you have...

Can attorneys leave you with nothing to avoid court. thank you much.

They can't take your paycheck without signed consent from you or a court order for a wage garnishment. They can only get a wage garnishment if...

How can I stop an attorney from garnishing my wages on a 7 year old credit card placed in collections?

I assume they have a judgment against you or they wouldn't be able to garnish your wages. If they do garnish your wages the most they can get is...

How can i get free legal aid for a collector who is threatening to garnish my wages?

They can't garnish your wages unless they already have a judgment against you. If they don't yet have a judgment against you and are threatening...

Are collection agencies required to send notification letters?

Under the FDCPA they are required to send you a letter with a notice giving you 30 days to request validation of the debt. Further, if you are...

I don't remember if I signed a contract or not concerning paying back money

Don't you think you should pay her back regardless of whether you have a written contract? Based on what you admitted in your question at the very...