What do You advice me?

Although its not necessary its a good idea to have the promissory note notarized. It adds formality to the arrangement which can help the borrower...

How soon after a judgment is granted to collection attorneys/agencies levy bank accounts?

How quickly will depends on the nature of the judgment and the jurisdiction. No, there will be no prior notice.

Can a debt collector REQUIRE me to show proof I do not owe on a debt ??

I'm assuming you sent a letter requesting validation in response to a FDCPA letter your received from them. They are required to now provide you...

Can I sue for credit card debt that an ex accrued even though I added him as an authorized user?

You definitely can bring him to court. I don't know what the usual order of the court is in IL. IN CT the court would only order him to pay you...

If you dont think your settlement is enough and you have a laswyer what do you do?

I age with all of my colleagues about talking to your lawyer. Your should treat your injury as you would if there weren't litigation pending. If...

Private Student Loan Debt -- Walk Away?

Every thing my colleague said about the ramifications of a judgment on your credit report is correct. However, when a matter such as this goes to...

Funds from those sources are exempt from collection but unless they are readily identifiable the bank may put a hold on them if served with an ...

Garnishing bank accounts

Executions on bank accounts can only occur after there is a judgment entered.

Is there a statue of limitation on collecting a bad check

Lots of specifics missing- were you provided with a copy of the check? Was it in fact your check? Was it dishonored due to insufficient funds?...

What are my options dealing with a debt collector attempting to collect a re-age debt?

I agree with my colleague that you may or may not be correct about the SOL. If you made a payment after the charge off the statute will run from...