Archived
Does the original creditor have a right to deny you credit if you have had a charge off even though it was settled?
Gregory's answer
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Answered on June 30, 2013
No creditor is obligated to give you credit at all. Add a charge off and the likelihood diminishes further.
Rebuild your credit one month at a...
Archived
Can a creditor freeze my account/deposit box without personally serving me with papers?
Gregory's answer
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Answered on June 10, 2013
You were "served" with all the papers necessary. Now that judgment is in hand, a creditor can levy your bank account and and other asset you have...
Archived
Can my ex wife come after my new wife's income to pay off old joint credit card debt that I took responsibility for?
Gregory's answer
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Answered on June 08, 2013
No validity whatsoever. Sounds like you made the right move in upgrading your marital choice. Congrats.
Archived
How can I find out if there is still a judgment against me?
Gregory's answer
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Answered on June 08, 2013
Check your state's judicial website. You can do a simple search on your name as one of the parties to the suit.
Archived
Can they freeze your bank account and garnish your wages and do they garnish your wages out of each pay check if you paid every
Gregory's answer
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Answered on June 05, 2013
The short answer is yes. By freeze your bank account I assume you mean can they take money from it (the balance is frozen for a period of time to...
Archived
Its little over 6 years since last payment now they are trying to get payment,found my state limitation is 6 years (In)
Gregory's answer
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Answered on June 05, 2013
At the moment there is no law against attempting to collect debt that has passed the statute of limitations date. The prohibition relates to them...
Archived
How do you get a collection fee removed
Gregory's answer
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Answered on June 05, 2013
The terms of your contract determine the legality of any collection fees. If your balance was, say, $500 but you didn't pay it on time, and your...
Archived
Can a court attach my s.s.i. for an old credit card debt.
Gregory's answer
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Answered on May 30, 2013
No
Archived
We own a cheerleading company. We have past students who still owe us money. Is it worth taking to small claims?
Gregory's answer
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Answered on May 23, 2013
I'd recommend starting litigation for all of them over a certain amount, say $750 or $1,000. That's up to you. There will be court costs, but if...
Archived
Do I need a specific collection attorney?
Gregory's answer
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Answered on May 21, 2013
Send your current attorney a certified letter stating that you are terminating his representation as to post judgment matters.
Then hire another...
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