Usually the when 2 people sign on a mortgage, they are 'jointly and severally' liable on the mortgage and the note. If doesn't pay on the mortgage,...

If my home goes into foreclosure will this affect my husband's credit?

Hi: Under the FCRA (Fair Credit Reporting Act), your information should not appear on your husband's credit report and it's upon the credit...

Could anyone tell me if this company is legit and I live in CT and read there web page they only have a licence in Florida?

Hi: No, they are absolutely a scam. First, in response to all the frauds and scams regarding mortgage modification, Connecticut passed a law which...

We are have finiancal problems paying our mortage and bills waiting for ssd in feb were can we go for help?

Hi: You can go to a HUD counselor: http://portal.hud.gov/hudportal/HUD or to the Connecticut Fair Housing Program: http://www.ctfairhousing.org/...

Lawyer states credit card company won't negotiate. Do I need to pay in full ?

Hi: The creditor doesn't have to negotiate a settlement. Creditors usually do accept settlements but there's no legal requirement for the Creditor...

Re: "JP Morgan to pay $100 million in credit card settlement"

Hi: I would begin with Connecticut Consumer Protection Agency, William Rubenstein Commissioner, and the telephone is (800) 842-2649 and simply ask...

I recently loaned a friend around $900. Would a promissory note require by law that he pays me back within a certain time period

Hi: I'll answer your questions as posed: 1) Yes, a promissory note needs a date certain for final payment. 2) I can't tell you what the court...

I filied a exemption and modification form but now I took out a loan to pay it back. do i still have to go to court

Hi: Based on your skimmy outline, you should call the attorney's office and ask to enter into a settlement and that settlement should be in...

Under the Fair Credit Reporting Act (FCRA) and the Fair and Accurate Credit Transactions Act (FACTA), you need to write a dispute letter to...

The city i live in filed strict forecloure on my property for outstnding sewer bill what will happen to my mortgage holder ?

Hi: Your mortgage holder will usually pay the sewer bill because there's a possiblity that the person who pays the sewer bill will become the...