Questions answered by Sarah Poriss

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Can a debt collector mark me for refusal to pay, even though I offered to pay the amount I was able to pay?

Sarah's answer | Answered on February 20, 2011

Accusing consumers of 'refusing to pay' is a harassment tactic aimed at making you feel ashamed and embarrassed, and as such, I believe it's a...

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A debt collector keeps calling my house and asking for my mother. She doesn't live with me. Do I have to give them her phone #

Sarah's answer | Answered on February 20, 2011

Your mother can find an attorney in her area to help her with her harassment claim at www.naca.net. Obviously they said something to you that they...

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Are there fee limits on what a collecting law office can charge you in Oregon?

Sarah's answer | Answered on February 20, 2011

The $400 fee sounds like a bit of a threat to get you to pay sooner. Make a solid offer with a payment plan such as "I can pay $400 by February 23...

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What is the statute of limitations regarding a vehicle reposession?

Sarah's answer | Answered on February 20, 2011

If judgment has entered, it's true-- there is a long time limit that the creditor can collect from you and the judgment is probably reporting on...

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Is there a way to prepare myself for this court date?

Sarah's answer | Answered on February 20, 2011

More facts may be helpful. Getting a lawyer is essential, especially if the judgment is for more than a few hundred dollars. If the debt is not...

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What to do with a creditor who refuses to accept payment but still harasses and adds interest?

Sarah's answer | Answered on February 20, 2011

You can find an attorney to help you with any FDCPA violations at the website for the National Association of Consumer Advocates, www.naca.net. It...

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How long can we not pay mortgage before being forced out of home

Sarah's answer | Answered on January 22, 2011

You are lucky you are in Mass. The judges have been very favorable to homeowners in your area. If you work with an attorney, your chances are...

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I feel like I am being wronged by my mortgage company (Chase).

Sarah's answer | Answered on January 22, 2011

Or talk to a bankruptcy attorney.

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I feel like I am being wronged by my mortgage company (Chase).

Sarah's answer | Answered on January 22, 2011

You really should talk to a lawyer who helps homeowners who are in foreclosure. This has turned into a big mess and you need to get help right...

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I want to purchase a home at public auction. How do I know that there are not more loans against the property?

Sarah's answer | Answered on January 22, 2011

Check with the property records in the town where the property is located. And usually there is a lawyer or an agent who sells the house at the...

Sarah Poriss's Answers (159)

Can a debt collector mark me for refusal to pay, even though I offered to pay the amount I was able to pay?

A debt collector keeps calling my house and asking for my mother. She doesn't live with me. Do I have to give them her phone #

Are there fee limits on what a collecting law office can charge you in Oregon?

What is the statute of limitations regarding a vehicle reposession?

Is there a way to prepare myself for this court date?

What to do with a creditor who refuses to accept payment but still harasses and adds interest?

How long can we not pay mortgage before being forced out of home

I feel like I am being wronged by my mortgage company (Chase).

I feel like I am being wronged by my mortgage company (Chase).

I want to purchase a home at public auction. How do I know that there are not more loans against the property?