Timothy W. Caldwell

We ask our estate planning clients “What is most important to you?” The answers are as unique as they are. Everyone’s goals differ. Our clients vary. So, please tell us what is most important to YOU. Your answers lead to discussions on a variety of issues. We help you deal with your concerns for caring for people important to you, minimizing taxes, avoiding probate, trust settlement, and avoiding costly financial mistakes.

Is probate always required? The probate process is the legal procedure by which assets are distributed to heirs according to the terms of a will. New Hampshire and Vermont laws provide that only assets titled in a decedent's name need to be probated. This excludes assets in the name of a trustee, or jointly titled, and those assets, such as life insurance and retirement funds, that name a beneficiary other than the estate. Caldwell Law can set up a guardianship, the judicial process sometimes us

Trusts are created for the purpose of managing, using and protecting assets over a period of time. Trustees, rather than Executors, carry out the intent of the Trustmaker. Some trusts are sometimes referred to as “Living Trusts” because they are created during the life of the Trustmaker. Living Trusts are revocable trusts that may be changed or canceled but become irrevocable trusts (cannot be changed or cancelled) upon the death of the Trustmaker.

We help seniors and their families with legal issues specific to people over 65. If you or your parents need a Durable Power of Attorney or a Healthcare Advanced Directive, we can help. We can assist you with obtaining a guardianship to help manage a senior’s affairs. We stand ready to help sort out the details so you can concentrate on the important aspects of family life.