Questions answered by Sandra A Kuhn Esq.

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Filed chapter 7 over a year ago can no longer afford my car payments what happens now?

Sandra's answer | Answered on July 13, 2014

You should see if you can sell the vehicle as Richard suggests or see if you can work a deal with the credit union.

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I know it may depend on the creditor, but in general does a creditor have the right to refuse some form of payment?

Sandra's answer | Answered on July 11, 2014

If you are not paying the contractual amount due then the creditor may refuse the payment. There may be certain protections in the state in which...

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I won a lawsuit but the person who has to pay filed chapter 13. Will they have to pay me out of the chapter 13?

Sandra's answer | Answered on July 11, 2014

Attorney Granvold says it like it is. No one can tell you whether you will get any money or how much without all of the details and after the...

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Can I afford to file for bankruptcy? And, what can I expect from my creditors?

Sandra's answer | Answered on July 11, 2014

You should consult with experienced bankruptcy in your area to completely review your financial situation to make sure there are no pitfalls. But...

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Private student loan that is 9 years old. They only recently contacted me. I did not approve these loans. What should i do?

Sandra's answer | Answered on July 11, 2014

I agree with Attorney Hines. Do meet with experienced debt collection counsel in your area to review this with you to see what types of loans you...

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What if I go chapter 7

Sandra's answer | Answered on July 11, 2014

You can file only on of your LLCs, but your transactions will be scrutinized and if you personally guaranteed the debt, you may be on the hook...

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If I own a sole-tenancy premarital house, is there a disadvantage to filing a joint bankruptcy prior to filing a divorce?

Sandra's answer | Answered on July 11, 2014

If you are filing a joint petition, then it is cheaper since there would generally be one filing fee and one legal fee as opposed to 2. You cannot...

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My signature was forged on a Gov. Loan App. It is a $20,109. bal and I am the co-signer. How can I get out?

Sandra's answer | Answered on July 11, 2014

You can report your daughter to the local police department for fraud and then report it to the student loan lender. The police may prosecute her,...

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My husband wants to file bankruptcy, I don't.

Sandra's answer | Answered on July 11, 2014

He can discharge is obligation to pay on the mortgage by filing a personal bankruptcy petition. That would mean that you would have to pay the...

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Can my wife and I use a combined wild card exemption to exempt a remainder interest only in my name?

Sandra's answer | Answered on July 11, 2014

If the asset is just in your name, then you cannot use your wife's wildcard towards your exempt asset in Massachusetts.

Sandra A Kuhn Esq.'s Answers (2245)

Filed chapter 7 over a year ago can no longer afford my car payments what happens now?

I know it may depend on the creditor, but in general does a creditor have the right to refuse some form of payment?

I won a lawsuit but the person who has to pay filed chapter 13. Will they have to pay me out of the chapter 13?

Can I afford to file for bankruptcy? And, what can I expect from my creditors?

Private student loan that is 9 years old. They only recently contacted me. I did not approve these loans. What should i do?

What if I go chapter 7

If I own a sole-tenancy premarital house, is there a disadvantage to filing a joint bankruptcy prior to filing a divorce?

My signature was forged on a Gov. Loan App. It is a $20,109. bal and I am the co-signer. How can I get out?

My husband wants to file bankruptcy, I don't.

Can my wife and I use a combined wild card exemption to exempt a remainder interest only in my name?