I have received my order of final decree am I still responsible for the HOA on my condo?

You are responsible for the HOA fees until the deed is no longer in your name. You may want to take another look at that deed in lieu.

Can a non court ordered settlement agreement be included in a bankruptcy action

In order to get divorced, there would need to be an order. Whether the Order is approving your agreement or after a trial. You cannot discharge...

Considering filling for no-asset ch 7. Florida.How will my case be affected with a possible award in my favor?

You would need to list it as a possible asset on Schedule B of your petition. You would exempt out what you can for it on Schedule C. Once you...

I filed bankruptcy in Jan 2008 and discharged chapter 7 in April 2008. I have a creditor that was included in the bankruptcy.

First, make sure you listed the creditor on your petition. Second notify the state court and ask that the judgment be vacated. Third, tell the...

If I claimed Chapter. 7, had two loans on the house and have modified the first loan and the second was included in the Chapt. 7

Even though you discharged your personal liability to pay on the second mortgage in your bankruptcy, the lien still exists as to the collateral. So...

Can not afford a lawyer to go bankrupt

You can check with your local bar association to see if you qualify for a pro bono(free) or reduced fee lawyer. Your other option is to call a law...

I had a disabling accident my husband and I had to file ch.7 personal injury claim is still pending, discharged 18mth windfall?

The discharge doe snot mean that your case was closed. Did you list the personal injury claim on your petition as an asset on Schedule B and any...

You can contact them and see if they will take a lump sum offer for a smaller amount. You may want to inform them of your dire financial situation...

Bankruptcy: auto insur judgement dischargeable? What about fines levied by NJ re said accident driving w/o insurance

The insurance judgment would be dischargeable provided no drugs or alcohol involved with the accident. The fines generally would not be dischargeable.

What are the chances I can get my student loans forgiven in a bankruptcy claim?

No one can quote you chances. You should meet with experienced bankruptcy counsel in your area to go through your income and necessity expenses, to...