Archived
What protection is given by bankruptcy to senior disabled person owning (with bank) certified appraised home valued @ $157,000
Sandra's answer
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Answered on August 02, 2014
You really need to have a sit down with an experienced bankruptcy attorney in your area to thoroughly review your financial situation and the...
What happens when a car is totaled during chapter 7?
Sandra's answer
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Answered on August 01, 2014
The loss payee is generally to you and the lender. As such, the lender is unlikely to let you keep the money without repairing the car. If the car...
Archived
Mortgage Payment Increase Due to Taxes Increasing
Sandra's answer
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Answered on August 01, 2014
So long as you are continuing with your plan payments, you do not need to do anything with the increased mortgage payment in terms of the court.
Archived
Partial payment made on an acct just before 120 days.
Sandra's answer
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Answered on August 01, 2014
If you do not pay the contractual amount due, then the creditor can still report the late payment to the credit bureaus and send your account to...
Archived
I FILED A CHAPTER 7 BANKRUPTCY 6 MONTHS AGO (Business) AND TRUSTEE FILED A MOTION FOR EMPLOYMENT OF ATTORNEY
Sandra's answer
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Answered on August 01, 2014
It generally means that the Trustee believes there are assets or potential assets available for liquidation for which he needs help of a...
Negotiating student loans after Chapter 13.
Sandra's answer
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Answered on August 01, 2014
You can either contact them directly or have an attorney contact them on your behalf to see what sort of payment plan you can work out. The federal...
What is an adjournment examination?
Sandra's answer
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Answered on August 01, 2014
It would be a continued date for your 341 meeting. Make sure you appear or the Trustee could seek to dismiss your case.
Archived
Can I file for Chapter 7, again? I filed Chapter 7 in 2005, discharged 01/2006.
Sandra's answer
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Answered on July 31, 2014
Yes, it has been 8 years since your last filing, so you can file again.
Archived
I filed chapter 7 in 2009 and it's discharged. Can I file chapter 11 this time to manage my still heavy debt load?
Sandra's answer
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Answered on July 31, 2014
You should have a consultation with an experienced bankruptcy attorney that handles Chapter 13 cases. Some people file for Chapter 13 to stop...
Archived
Can I include exhibits in my Opposition to Motion for Relief from Stay?
Sandra's answer
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Answered on July 31, 2014
Yes, attach anything that supports your argument to your pleading. Be sure to redact your social security number if it appears on the documents...