Archived
We filed ch 13 in 2009 and was discharged from it in 2012 because i lost my job. have income now. can we refile ch 13 again ?
Sandra's answer
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Answered on September 19, 2014
You can file another Chapter 13 if you qualify to file. Be sure to meet with experienced bankruptcy counsel in your area to evaluate your finances...
Can I change my mind on filing bankruptcy? Chapter 7
Sandra's answer
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Answered on September 19, 2014
I agree with the other answers. You do not have an automatic right to dismiss a Chapter 7. If it is an asset case, then the Court is usually not...
Archived
Have been in chapter 13 for 2 years, just got a mortgage modification. I want to be discharged from bk, is this an option?
Sandra's answer
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Answered on September 19, 2014
You need to communicate with your attorney as to whether you should convert your case to a Chapter 7 or dismiss your Chapter 13. No one here knows...
Archived
I received a motion to dismiss from Ohio's Chapter 13 Trustee; my lawyer said nothing can be done, is this true?
Sandra's answer
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Answered on September 19, 2014
If the Trustee says you did not make the payment, then you would need to provide the proof that you did make the payments. Simply saying you made...
Archived
Can we put our home on the market?
Sandra's answer
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Answered on September 18, 2014
Yes, but you will need t pay the mortgage and all other liens on the property when you sell it.
Archived
Can I sue a lawyer for telling me my lawsuit would not be affected by Chapter 7. He told me, my lawsuit attorney and my friend
Sandra's answer
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Answered on September 18, 2014
More facts are needed to answer your question. If someone misadvised you to file for bankruptcy, then that claim may very well be property of the...
Archived
A trustee has filed an objection to HOMESTEAD EXEMPTION.......
Sandra's answer
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Answered on September 18, 2014
You need to immediately meet with experienced bankruptcy counsel to see what, if anything, you can do to seek to resolve the situation with the...
Archived
Do private student loans disappear through bankruptcy?
Sandra's answer
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Answered on September 18, 2014
The loans do not "disappear" when you file your bankruptcy. The loans would be non-dischargeable unless you file an adversary complaint in your...
Archived
Will we lose our new home during bankruptcy if my name is only on the deed?
Sandra's answer
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Answered on September 18, 2014
It depends. One would need to know the value of the property, the amount of the loan, what exemptions apply and the source of the downpayment at...
Archived
Can chapter 13 be dismissed if i return car (only thing being paid in the chapter 13)
Sandra's answer
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Answered on September 18, 2014
I agree with the other answer. You should contact your lawyer to explore converting to a Chapter 7 is you are looking to now surrender the vehicle.