Should I get an attorney for medical debt that is being caused by incompetence on the part of the clinic's billing department?

It may be a good idea to hire counsel so that the nightmare ends with their billing department. If they were harassing you about a paid bill and...

Bankruptcy or Statue of Limitations?

It may not be in your best interests to file if you haven't heard from anyone in that period of time and you have no judgments against you.

You should bifurcate your case if you are not on the same page. Go see an experienced bankruptcy attorney in your area to review and discuss your...

Guardianship

He would have to show that you are incompetent. Those things do not in and of themselves cause you to be rendered incompetent.

I filed Chapter 7 in Colorado in 2007. Had a vehicle financed through a Credit union in Texas.

It sounds as though your loan was cross collateralized. Look at your documents with the credit union. You can either drive the vehicle until they...

I am messed up in a bankruptcy and divorce settelement

No one can help you with the limited information that you have provided. You ought to schedule an appointment with a bankruptcy attorney that also...

My attorney that filed a chapter 13 did not file a pof for my mortage he said it was the banks responsibility is this right

The lender would need to file a proof of claim within the deadline set by the Court. If the lender does not file a proof of claim, the Debtor or...

Can I claim my son on my taxes

You need to abide by the Court's Order as to who gets to claim your son for each year. If you seek to modify that you would then need court...

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Bankruptcy

It depends upon your jurisdiction. In most areas the debt was discharged whether you listed it or not unless it was one that is typically not...

Can you rent your own home while your in Chapter 13?

Yes, but you would have to report the income change to the Chapter 13 Trustee who could then ask for an upward adjustment to your plan payments. Be...