Could a matured balloon mortgage be placed as part of the payment plan when the balance due is around 245k?

You should consult with experienced bankruptcy counsel relative to your options for Chapter 13, but you would likely have a really high payment.

Can I reaffirm a car loan after Ch 7 is discharged?

No, the reaffirmation agreement has to be filed before the discharge is entered.

Can the Federal Government ignore a Chapter 7 bankruptcy petition?

This action should have stopped already. You should have your counsel call the creditor and your payroll department. If you do not have counsel,...

You should google the name of the creditor, get the new address, complete the form as requested by the Court and return it to them.

Can you file bankruptcy on a judgement by default

Typically yes, but you should consult with experienced bankruptcy counsel as to whether the debt is for one in which there is an exception to...

Do I need to file an Adversary Proceeding to prevent my debt from being discharged if I'm named as a contingent debtor?

You should immediately consult with experienced bankruptcy counsel. You only have a certain time to file an adversary. If you do not file it, the...

I've been in a Chapter 13 for 3 years and want to switch to a Chapter 7, can I keep my car if I switch?

There are many facts and circumstances which would impact the answer. You need to call your attorney and go through the pros and cons of converting...

Credit Reporting After a Chapter 7 Bankruptcy

They will likely not report it if you did not reaffirm the debt.

I received a citation from a web business owner in texas who didn't like a ripoff report he thinks it's mine.

You should talk to someone right away on this. You have time frames to respond to whatever you may have been served with for a document. If you do...

I went to my dentist and his X-Ray machine unbolted from the wall & landed on my head.

Yes, you should consult with experienced legal counsel as to your injuries, any lost wages, out of pcket expenses etc.