Archived
Received foreclosure papers finally from bank and they have included 7500.00 charge for home preservation fees. then why is hoa
Sandra's answer
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Answered on January 27, 2015
You would need to inquire with your lender as to the breakdown for the $7500.00 for the home preservation fees. The mortgage holder should not be...
Archived
If my chapter 13 has been dismissed can I get a 401k loan before refiling?
Sandra's answer
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Answered on January 27, 2015
If it has been dismissed and closed, you should be able to go and incur debt before your next filing.
I filed a chapter 13 BK 5 years ago and am now at the end. How do I know if my student loan was discharged?
Sandra's answer
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Answered on January 27, 2015
If it was stricken and disallowed, then it was not paid. Student loans re not dischargeable in a bankruptcy case unless you file an adversary...
What are all the ways to complain about a bad U.S. trustee in bankruptcy court?
Sandra's answer
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Answered on January 27, 2015
Attorney Lieber tells you like it is. Sit down with a bankruptcy attorney and explain what you perceive to be "bad". The job of the US Trustee is...
Archived
I never owned a credit card in my life and I use my own money/debit. Can a job discriminate me if they ask for "good credit"?
Sandra's answer
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Answered on January 27, 2015
You can be denied employment for failure to have good credit.
Archived
I have a question about a claim description of "Priority" on a Chapter 13 Bankruptcy case creditor?
Sandra's answer
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Answered on January 27, 2015
It depends upon what your plan says and whether the creditor filed a claim and if the creditor did not file a claim, whether you filed one on the...
Archived
I received a court summons for unpaid medical bills, can I call the credit company to have it removed from collections?
Sandra's answer
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Answered on January 27, 2015
Your best bet is to deal with the lawyer and try to come up with a payment agreement in lieu of a garnishment.
Archived
Credit card changes- when a persons credit report goes down from a very good score, can card issuers change a good standing
Sandra's answer
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Answered on January 27, 2015
It should not change your standing with the credit card you are paying, but it may raise your interest rate or lower your credit limit per the...
Archived
Do i need to file a motion to vacate?
Sandra's answer
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Answered on January 27, 2015
It is hard to know what you are seeking to vacate. Are you still living in the home? Are talking about leaving it? Or have you now changed your...
Archived
How do you find the "real"value of a mobile home without land for the purpose of bankruptcy?
Sandra's answer
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Answered on January 27, 2015
You can call a real estate broker to provide you with a market analysis of your home and its value. May will do it for free. But do ask them.