Archived
We filed for bankruptcy 5 years ago & walked away from our home.The bankruptcy is done, but no foreclosure still.Are we liable?
Sandra's answer
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Answered on March 21, 2014
You should not be receiving bills for the home provided you received a discharge in your case and did not reaffirm the debt. You should all the new...
Archived
If I have a court about an amount of money I owe, can I pay it before court date and cancel court?
Sandra's answer
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Answered on March 21, 2014
Typically yes. You can call the creditor's attorney to confirm the amount owed and pay it. Be sure to get a receipt and then make sure they cancel...
Archived
I am being sued over some old credit card debt , if they get judgement, what can they do or get? i am selfemployed.
Sandra's answer
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Answered on March 21, 2014
No one is able to answer your question as it stands. You should sit down with counsel to decide what's best for you and to review your finances. A...
Archived
How can I collect an award for attorney's fees against the debtor through the bankruptcy court?
Sandra's answer
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Answered on March 21, 2014
It would be a good idea to review the debtor's file with counsel to make sure you understand it correctly. If the discharge was denied and the stay...
Archived
Do I need to maintain property & liability insurance on a home that was seized in Ch 7?
Sandra's answer
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Answered on March 21, 2014
It would be a good idea to maintain insurance on the property until it is officially not yours anymore. If someone slips and falls or some other...
Can a debt collection agency serve me papers at my place of work? I don't want to risk losing my job!
Sandra's answer
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Answered on March 21, 2014
If they know where you work, they can have a process server serve you there. However the collector, using the word "locator" would seem to indicate...
Archived
I use my Ein number to get a apt now after being sick and in the hospital for period of time I need to file a chapter 13 banba
Sandra's answer
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Answered on March 21, 2014
You should meet with an experienced bankruptcy attorney in your area to discuss your debts, assets, income, expenses and the different options...
Archived
I want to seek a divorce from my husband of 8 yrs. I have mental health issues that leaves me unable to be gainfully employed.
Sandra's answer
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Answered on March 21, 2014
I agree. You may qualify for alimony from your husband. You should immediately meet with NH counsel relative to your finances and divorce situation.
Archived
Is it fraud if my son used his student loans to help pay bills for me and his step-dad?
Sandra's answer
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Answered on March 21, 2014
You do need to look at your loan documents. If the borrower was paying other people's bills with the money, that would be a bad thing.
Is it too late to add my car loan to my bankruptacy??
Sandra's answer
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Answered on March 21, 2014
You can rescind the reaffirmation agreement within 60 days or before your discharge is entered so you should hustle and file a rescission with the...