How long should I wait to file Chapter 7 to avoid a possible adversary due to recent credit card use?

I would typically wait until end of April to file given your credit card charges. But how much did you charge in December?

It may be a good idea for you to communicate with new counsel relative to the issues which you face concerning the higher payment. The Bankruptcy...

I need to file for bankruptcy but can't afford to pay a lot to get me through the process

If you had a construction company, you should have legal counsel. You can call legal assistance to see if you qualify. Many attorneys will work...

I filed a chapter 7 bankrupty in 2009. I have noticed my mortage co is not reporting my payments to the credit bureau.

The time to file a reaffirmation agreement has come and gone. You needed to file that before the case discharged out. You can't make the mortgage...

I agree with the other answer. You need to have an attorney take a look at your contract with the school. If it is not a loan, it is likely...

HELOC moved to non performing status without any notification, can they do this?

They do not have to send you a notice that you are behind and they cannot anyway because you are in a bankruptcy and there is an automatic stay....

Selected as the best answer

My husband and I are separating pending divorce and are both in a chapter 13, do I need to file for divorce first

You should consult with experienced bankruptcy counsel as to your options. It is impossible for anyone to answer the question based upon the...

Calculation on Chapter 13 plan inaccurate, do I need to correct this oversight even though after confirmation?

If you are paid up, there is no reason to modify the plan. You should make sure you have your second course done and the certificate filed with the...

We filed chapter 7 in Oregon and surrendered our home. it was discharged in Aug 2013 our lender filed 12/16 for the 4 closure.

If it was discharged in the bankruptcy, you do not need to worry about it. At some point they will foreclose. They should not be sending you bills...

Can I avoid a judgement or file a motion? Any way I can work around this?

You should have an attorney look at the paperwork and see if you have any defenses. If not, you can contact the creditor or the creditor's...