Archived
Can my bank send me notices threatening legal action during chapter 13 and can they apply funds to interest on arrears?
Sandra's answer
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Answered on April 07, 2014
The company should not be sending you notices unless you or your attorney gave them permission to do that. If the mortgage company is misapplying...
Archived
How long does a debt collector have to respond to a validation notice?
Sandra's answer
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Answered on April 07, 2014
You can ask for validation of the debt but do not make any arrangements to pay if you think the SOL has expired. You need to check the credit...
Archived
My ex filed chapter 13 bankruptcy, will that affect my spousal support?
Sandra's answer
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Answered on April 07, 2014
The Chapter 13 should not impact ongoing child support and alimony, but could wipe out your property settlement, or orders that your spouse has to...
Archived
How to pick a good Ch.7 Lawyer ? I was told pick a lawyer who only do Bankruptcy
Sandra's answer
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Answered on April 07, 2014
You should look for a person that not only does bankruptcy but other important areas as well. Tunnel vision is not always best. You can search for...
Archived
Is there any way to maintain possession of my leased BMW after a replevin has been filed? I am able to bring account current
Sandra's answer
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Answered on April 07, 2014
You could file a Chapter 13 immediately before they have resell the vehicle (if the lender has taken it) and provide for payment in the plan. But...
Archived
What are the begining stages of filing bankruptcy?
Sandra's answer
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Answered on April 07, 2014
You really need to make an appointment with experienced bankruptcy counsel to determine whether filing a bankruptcy is the best thing for you. A...
Archived
I filed complaint in state court for Quiet title ,defendant file chapter 7 . I was granted relief from automatic stay 356(d)(1)
Sandra's answer
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Answered on April 07, 2014
You need to file the appropriate paperwork to correct it with a motion to reconsider.
Archived
Will I still owe on my car when my cosigner files for bankruptcy?
Sandra's answer
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Answered on April 07, 2014
Your friend's bankruptcy will not wipe out your debts or your obligations to pay things. It will only wipe our her obligations to pay. You would...
Archived
My sons father never had problem seeing his son on the weeends. For three years until five months ag when he got married
Sandra's answer
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Answered on April 07, 2014
You could go back to Court if he is still not seeing him and ask the Court to order him to pay for the daycare costs you incur when he chooses not...
Is personal injury lawsuit awards exempt in chapter 7 bankruptcy
Sandra's answer
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Answered on April 07, 2014
It depends. You need to sit down with experienced bankruptcy counsel to determine which exemptions are available to you, which apply and the...