In a Chapter 13 and just found out my HELOC was charged off. My bankruptcy attorney will not return my emails or calls?
Sandra's answer
|
Answered on April 08, 2014
The charge off is not a discharge of the lien. If you want to keep the home, you need to make arrangements relative to the mortgage. If your...
Archived
Is all unsecured debt discharged in chapter 13 bankruptcy
Sandra's answer
|
Answered on April 08, 2014
The interest would be presumably a secured debt as well given your loan documents. Typically you would have to pay that to get the title unless you...
Archived
How many times can you file chapt. 13 after being discharged by the bankruptcy trustee? is a 2nd amended chapt 13 filing conside
Sandra's answer
|
Answered on April 08, 2014
It is difficult to know what you are asking. If you have a Chapter 7 discharge, you can immediately file a 13 but you cannot obtain a Chapter 13...
Archived
Bankruptcy chapter 7 / personal injury liens
Sandra's answer
|
Answered on April 08, 2014
You should meet with experienced bankruptcy counsel in your area to determine whether a bankruptcy is for you. A good attorney will go through your...
Archived
Reaffirmation Agreement
Sandra's answer
|
Answered on April 08, 2014
You need to work with your lawyer as how to deal with it in your plan, possible grounds to object to the claim and how it will effect your plan...
I am a cosigner for my husband’s SBA loan. If I filed for bankruptcy would this debt be discharged?
Sandra's answer
|
Answered on April 08, 2014
You should be able to rid yourself of the SBA deficiency (provided no fraud issues) if you file for bankruptcy but as Attorney Larkin stated make...
Archived
I filed chapter 7 bankruptcy 10 years ago. Now getting letters from law office about collecting a debt. Do I have to do anything
Sandra's answer
|
Answered on April 08, 2014
You should provide them with a copy of your bankruptcy paperwork. They can contact you to effectuate return of the collateral, but not to demand...
Archived
I'm being sued by a creditor. The hearing is scheduled for the 9th of April. Can they take my car or my house?
Sandra's answer
|
Answered on April 08, 2014
It is hard to know what will happen at your hearing not knowing what kind of hearing it is - whether it is a trial, contempt, payment or other...
Archived
Are we ok to be discharged from chapter 13?
Sandra's answer
|
Answered on April 08, 2014
If you have the money to pay the 2013 income taxes then you should pay those. If the Trustee files a motion to dismiss you can file an objection...
Archived
A settlement stipulation was entered into 3/96 with bank 1, that was acquired by bank 2, and then bank two, acquired by bank 3.
Sandra's answer
|
Answered on April 08, 2014
You should meet with real estate counsel as explained on the other answers. It appears to be something that can easily be resolved.