You both would need to have filed more than 8 years ago to file a joint petition. If he filed 9 years ago, he can file now. You cannot file now....

On the Michigan creditors matrix, do we have to list our mortgage company, even though we plan on keeping the house?

You need to list all creditors on your schedules and on the matrix.

I am evaluating ch13, but I don't want to be forced into a tight budget below my current lifestyle. Are there solutions ?

You need to meet with experienced bankruptcy counsel in your area to review all of your income, expenses, debts and assets to see whether a...

My mom is a sole proprietor (salon) and recently lost a CA labor commission case ($56,000). Can bankruptcy help her discharge?

You need to take her orders and meet with experienced bankruptcy counsel in your area to see if she can discharge the debts and whether bankruptcy...

My husbands ex wanted child support (which is not through court, everything has been a verbal agreement) and she asked

Be sure to keep all of your receipts and proof that you wrote her a check. If I were you, I would try to document that you provided the check and...

In chapt 7 bankruptcy are certain non dischargeable debts paid off 1st. like sales tax ? Are SBA loans dischargeable?

It is not possible to answer your question without additional facts. Not knowing whether you have any non-exempt assets, it would be difficult to...

Im going thru a chptr 13 and my hoa is demanding post petition payments.

You are responsible for post petition HOA fees. If you have not paid them, then you need to pay them or seek to modify the plan to add them. If you...

Must I pay back money to my school given to me as an approved private loan, because the school says I receive more than needed

It appears the school said they overpaid you and they want the money back. If you do not pay them, they can sue you. There is a concept in the law...

Bankruptcy chapter 7

Since you co-signed the loan, you are responsible for the loan. No one has the ability to predict the future, but the creditor could sue you and...

You can given the Court a ring and confirm the meaning of what the shorthand means.