Archived
If mortgage bank failed to record lien, I discharged debt in chapter 7. Now they are offering loan mod. Allows them to record?
Sandra's answer
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Answered on June 04, 2014
If there is no lien against your property then why would you want one to be recorded? Did you disclose the debt as a secured or unsecured loan on...
Archived
Can I discharge my mortgage (I want to surrender the house) in a chapt 13 bankruptcy if divorce decree requires I pay mortgage?
Sandra's answer
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Answered on June 04, 2014
You should be able to discharge this obligation in a 13 but be sure to have counsel review your documents.
Archived
Can I re-file for Ch.13 Bankruptcy after I voluntarily had it dismissed in Nov. 2013?
Sandra's answer
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Answered on June 04, 2014
Typically yes unless the Court issued an order precluding your refile for a certain period of time. If there was a Motion For Relief granted on the...
I ran a bar tab at a bar for 2 yrs. I got sick and could not pay now they are trying to collect. What can they do?
Sandra's answer
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Answered on June 04, 2014
I agree that they can collect on your bill. But the sign likely violates some fair debt collection practices so be sure to talk to local...
Archived
How do I get a title loan lender to take back my car after Chapter 7?
Sandra's answer
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Answered on June 04, 2014
I agree that you may want to file a Motion to Redeem to save the vehicle if your case is still open. That would entail you making an offer for the...
Archived
Bankruptcy? Chapter 13? Motion to dismiss?
Sandra's answer
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Answered on June 04, 2014
If that is the reason for the Motion to Dismiss then making the payment should do the trick. Have your lawyer talk to the Trustee about terms.
Archived
I have debt before I get married.... Will my husband be responsible for it after my death
Sandra's answer
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Answered on June 03, 2014
If you pass away, your probate estate may be held responsible for the debts you have at the time. Your assets would be used to pay those and if...
Archived
Need to file bankruptcy
Sandra's answer
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Answered on June 03, 2014
If your attorney was not competent, the attorney would have filed you without any regard for the issue. The fact it is that was caught, it was...
Archived
Can I request a copy of the recording taken during the meeting of creditors.
Sandra's answer
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Answered on June 03, 2014
The US Trustee's office maintains copies of the meeting recordings. You can e-mail or call them and they can e-mail you a copy.
Archived
Bankruptcy trustee requesting money back
Sandra's answer
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Answered on June 03, 2014
If your attorney is not helping you, find a new attorney. The funds would be property of the estate if you had them at the time you filed. The...