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Filed chapter 7 2 years ago. Not able to make my mortgage for July. What are the consequences of missing a payment? Illinois
Sandra's answer
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Answered on June 10, 2014
If you mean to say that you reaffirmed the debt and are now able to pay the lender can foreclose and come after you for the difference. I agree...
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What happens if creditors you served with a complaints does not responds to an adversary hearing?
Sandra's answer
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Answered on June 10, 2014
You can do a motion for default the ones that did not respond and explain what you did for service and attach any proof of service that you have....
This is a serious question: Will they take my pet dog if I file for bankruptcy?
Sandra's answer
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Answered on June 10, 2014
In 22 years, I have never had a Trustee take a pet. Don't lose sleep over this. You will be okay.
Archived
Can I file bankruptcy if I have assets?
Sandra's answer
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Answered on June 10, 2014
You get to keep certain things in a bankruptcy. It would benefit you to meet with experienced bankruptcy counsel in your area to determine which...
Archived
Creditor being difficult after CPT 7
Sandra's answer
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Answered on June 10, 2014
You cannot make the creditor pick it up. But they won't give you the title either. You may want to send them a certificated letter as to the...
Archived
Can I discharge the trust deed from on chapter 7?
Sandra's answer
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Answered on June 10, 2014
You can't do that in a Chapter 7 especially when it is a voluntarily lien. You left out some important details like what is the value of the home,...
Archived
Declaring bankruptcy and business closing - how long can I take care of customers?
Sandra's answer
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Answered on June 10, 2014
You need to meet with experienced bankruptcy counsel in your area to discuss the best strategy to address your concerns. Provided you do not take...
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Can I appeal a ruling on "opposition to stay"
Sandra's answer
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Answered on June 10, 2014
You would need to provide more information for anyone to sell you whether you have valid grounds for an appeal. It may be best for you to consult...
Archived
Filing bankruptcy Florida, what is the purpose of listing all items like jewelry, gun, and other possessions in the forms?
Sandra's answer
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Answered on June 10, 2014
The law is that if you want to seek to obtain a discharge of your debts, then you need to accurately and completely list all of your debts and all...
Archived
I reaffirmed my house and our cars with the banks with chapter 7. But the trustee is authorizing an appraiser for our estate ?
Sandra's answer
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Answered on June 10, 2014
The Trustee's job is to investigate so it is within his authority to have an appraisal done. If you are confident with your valuations of your...