Will being on probation hurt my chances for discharging my credit card & student loans? I have BS Pre-Med but no permanent job
Sandra's answer
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Answered on June 14, 2014
The student loans would not be dischargeable unless you filed an adversary complaint and proved to the Court that the loans were an undue hardship...
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How to file bankruptcy and which is the best choice? Is it what I need to do?
Sandra's answer
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Answered on June 13, 2014
You should meet with experienced bankruptcy counsel in your area to review your income and expenses, debts and assets to determine the best option...
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I am considering bankruptcy but if I get a car with my mom co-signer before I do. Will there be a problem with her name on it?
Sandra's answer
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Answered on June 13, 2014
I agree. If your Mom co-signs on your vehicle loan and you default, she will be on the hook for that. If you do not pay a creditor, they can sue...
Archived
How can I get out of a 2nd loan was made my problem by the bad decision per arbitrator? Can I file ch7
If am making 150k yr.
Sandra's answer
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Answered on June 13, 2014
You need to meet with experienced bankruptcy counsel in your area to review your divorce decree, your income, expenses, debts and assets to...
Chapter 7 Bankruptcy with overseas assets.Would that be taking away?
Sandra's answer
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Answered on June 13, 2014
It would be a federal crime to not disclose all of your assets and all of your debts on your petition. If you file, you need to disclose the...
Archived
How much time do I have to before they kick me out? Some have told me to file bankruptcy and that could delay the process?
Sandra's answer
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Answered on June 13, 2014
If the foreclosure occurred, then the purchaser at foreclosure can seek to evict you. Typically if the bank purchased it back at foreclosure, they...
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Spouses attny while I'm without counsel has paid off loans from the sale of an asset.Can they pay off loans in a trust account?
Sandra's answer
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Answered on June 13, 2014
Is there a court order that says how the money was supposed to be disbursed?
I filed Chapter 7 in 2011, agreement with Toyota Finance to keep car and make payments in California, but they took car anyway.
Sandra's answer
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Answered on June 13, 2014
If you did not sign a reaffirmation agreement, then you likely have no ability to re-instate the loan. You should contact your bankruptcy attorney...
Archived
I filed for ch 13 bankruptcy. I made my last payment in May 2014, but I haven't heard anything. What happens now?
Sandra's answer
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Answered on June 13, 2014
You need to make sure that you have completed your financial management course and filed the certificate. The trustee will send you an affidavit to...
Archived
What to do when your paid bankruptcy lawyer won't get back to you?
Sandra's answer
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Answered on June 13, 2014
It appears the issue arose sometime during the last month the amount of your plan pay off. If you do not agree with the numbers, it is not always...