Archived
1st. After Bankruptcy 5 years ago and my wifes bankruptcy about 3 years ago, we re trying to find out if the Mortgage insurance
Sandra's answer
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Answered on June 22, 2014
I do not understand your question, can you provide more information?
Archived
If I marry a man who is deeply in debt, would I also be liable for his debt. If so, could this be avoided by a pre-nup?
Sandra's answer
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Answered on June 22, 2014
You would not be liable for his debt unless you co-signed or guaranteed it.
Archived
I am filling bankruptcy, my daughter is 19, on my insurance and has incurred medical bills. can I claim her bills on my B/K?
Sandra's answer
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Answered on June 22, 2014
Your bankruptcy can only wipe out your debt not the debt of your adult daughter.
Archived
If you filed for chapter 7 in DEC 2012, how long before you have to resume payments?
Sandra's answer
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Answered on June 22, 2014
Your question is hard to understand. Pay what? If you had a secured debt that you wanted to keep paying, you should have continued to pay it during...
Am I required to list student loans in my petition for bankruptcy?
Sandra's answer
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Answered on June 22, 2014
You have to list all of your debts and all of your assets on the bankruptcy petition. As such, the student loan creditors will need to be listed....
Archived
Cant afford my car. thinking of abandoning it. what are the ramifications of doing this.
Sandra's answer
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Answered on June 22, 2014
If you abandon the vehicle, the lender will be able to repossess it and sue you for any deficiency after they auction it off. You should meet with...
Archived
Bank got my note and mortgage AFTER I filed. Can they collect or foreclose?
Sandra's answer
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Answered on June 22, 2014
The bank can transfer the note and mortgage to another entity after you file. They cannot foreclose against you without obtaining relief from the...
Archived
Can I get rid of my homeowners association lien in a Chapter 7 bankruptcy?
Sandra's answer
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Answered on June 22, 2014
I agree with Derek. It really does depend upon a number of factors which are not in your question including the value of the home, the amounts and...
Archived
Is an IL state judge allowed to hear a Motion to Vacate AFTER Bankruptcy has been Filed by Debtor?
Sandra's answer
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Answered on June 22, 2014
You need to inform the state court of your bankruptcy filing. If you are contesting the validity of a mortgage lien, you need to do that through...
Archived
I had a chapter 7 discharged in March of 2012 . I did not reairm loan with Toyota now the car is worth about 10 K and I owe 20 K
Sandra's answer
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Answered on June 22, 2014
Provided you did not reaffirm the debt, you can give the car back and not be responsible for the deficiency when they resell it.
