Can my car be "repo"ed even though the full loan balance was charged off by lender when my Chapter 7 was discharged?

Even though your personal liability to pay the loan has been discharged the lien still remains against the vehicle. So if you do not pay for it...

Legal rights in emergencies to stepchildren without parents losing rights?

You would be a stepparent and have stepparent rights. If the hospital is giving you a rough time, then there really is no reason why your husband...

If a plaintiff states a lawsuit was for debt collection after a Chapter 7 discharge, can they be sued?

In some states, the lender has to go to Court to foreclose upon the Debtor's real estate interest. You should communicate with your bankruptcy...

If my Chapter 13 bankruptcy case is dismissed because of one month's missed payment, can I sell my home, or would I need to wait

If your case is dismissed you can sell your home if you wish. But be sure to communicate with your counsel relative to your options before you...

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How can I respond to a $13,000 debt I owe to a credit card company. I have no income and unemployed. I do not own anything.

You should make an appointment with experienced bankruptcy counsel in your area to review your entire financial picture to determine the best way...

Can I declare bankruptcy on property I inherited in a divorce and it not affect my current husbands credit.

It should not effect your current husband's credit if you had the debt prior to marrying him. You can fine alone even through you are married....

Can I respond to an eviction serve notice with a suggestion of bankruptcy, if I have file for bankruptcy already?

You should immediately notify the court of your bankruptcy filing and fix the address issue with an amendment.

I am wondering if I am responsible for HOA dues accrued after the date of a mortgage foreclosure sale?

You would be responsible for the HOA dues up until the time that the property is no longer in your name. If the lender ended up not foreclosing,...

My grandma cosigned student loans for her daughter. My grandma can't afford them. What are her options? Can they take her house?

The student loan creditor can sue her. If there are federal loans then they may be able to attach her social security. If they sue, they can obtain...

Do debt collectors control the payment amounts or can you set up what is affordable?

In order to come up with a payment agreement, both parties need to agree. If you do not agree, then the creditor can sue you over the payments if...