I need help to file an Adversary Proceeding for Undo Hardship for my student loan and motion for injunction for stay violation.
Sandra's answer
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Answered on June 28, 2014
You should contact your local bar association to see if you qualify for a pro bono lawyer or a reduced fee lawyer. You can also check with your...
Archived
Can I file a motion for time extension
Sandra's answer
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Answered on June 28, 2014
I agree with the other answers. It is difficult to know what deadline you are trying to extend. Please try to be more specific with your question.
Archived
Can a landlord charge you a late fee every month for back rent owed?
Sandra's answer
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Answered on June 28, 2014
What does your lease say? Does your lease provide for late fees for late payments?
Archived
After making the last payment for Chap 13, is a new credit report pulled before final discharge?
Sandra's answer
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Answered on June 28, 2014
The Court will not pull a credit report on you prior to your discharge. So long as you make all of your plan payments, do your second course and...
Archived
Will a sibling be responsible for car payments if his brother can't afford it ?
Sandra's answer
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Answered on June 28, 2014
The co-signor is just as liable for the debt as the primary signer. So the co-signor is responsible.
Archived
If I am filing chapter 7 bankruptcy is my equity in my home calculated from the tax appraisal or is an appraiser used?
Sandra's answer
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Answered on June 28, 2014
At the very least, you ought to obtain a market analysis of the property from a real estate broker for submission to the Trustee. Many of them will...
Archived
Can my auto lender repossess my car?
Sandra's answer
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Answered on June 28, 2014
Is the loan secured by the car? Who has the title to the car? If the loan is not secured, you should have listed the car, its value and no lien on...
Archived
Does being a disabled veteran in any way help with a bankruptcy?
Sandra's answer
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Answered on June 28, 2014
If you are a disabled veteran and incurred the debt while you were on active duty, you would be exempt from the means test.
Archived
Maybe I didn't explain my question correctly a few days ago. I filed a Chapter 7 Bankruptcy and was granted a discharge.
Sandra's answer
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Answered on June 28, 2014
The magic date is when you filed, not when your case was discharged. If the HOA fees were incurred prior to the filing of your bankruptcy and were...
Archived
I am permanently disabled. My husband left me and I have lost the house and creditors are hounding me. Is bankruptcy possible?
Sandra's answer
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Answered on June 27, 2014
You may be able to file a Chapter 7 to be able to wipe out the debt so that you can have an easier time in making it. Please be sure to consult...