Questions answered by John F. Skinner III

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An old debt that's been sold many times has been added to my credit report by the most recent purchaser. Can they do that?

John's answer | Answered on February 09, 2015

CAN they? Yes, this happens all the time and it is a dastardly practice called: re-aging debt. Is it legal? Under the circumstances you described,...

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If I fail to make my monthly payments to the creditor for my debt as ordered by the court will I get arrested and go to jail

John's answer | Answered on January 08, 2015

If you fail to make the payments, and then fail to show up to payment hearings, then yes, if the creditor's attorney is paying attention, a civil...

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If I have a judgment against my ex husband for money owed can it accrue interest?

John's answer | Answered on January 06, 2015

Yes, and the statutory interest rates are posted here: http://www.courts.state.nh.us/sitewidelinks/interest.htm You may be able to get...

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Of how I agreed to make payment arangements to my credit card debt and response to the lawsuit

John's answer | Answered on December 29, 2014

We can advise you on the the Court process regarding the payments, agreement, hearing etc if we speak with you and review your documents. More...

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If a credit card company get's a judgement against you can they attach it to your SSDI income?

John's answer | Answered on December 29, 2014

CAN they do that, legally? No. the SSDI income itself is exempt. COULD this still happen to you if you aren't careful? Yes. If they attach your...

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Can I Sue a Collection Agency for Harrasing Phone Calls?

John's answer | Answered on November 13, 2014

Yes, that sounds like harassment, and yes, you almost certainly have a case! You should contact an attorney right away to review the specific...

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Recieved motion of execution

John's answer | Answered on November 10, 2014

I have seen this practice by at least one of the large debt collection mill "law firms." Although they have their reasons, which they allege are...

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How do I make credit card (they have been charged off since early 2013) payments to the debt consolidation company.

John's answer | Answered on November 04, 2014

With a few exceptions, it is seldom a good idea to sign up with these companies. My colleague is correct, you should consult with an attorney...

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This I got from a debt collector

John's answer | Answered on September 23, 2014

You should always expect that if you owe someone money, you may be sued! You should contact an attorney licensed in your State to help you...

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I'd like to understand the difference between debt settlement and hiring an attorney to dispute my credit accounts.

John's answer | Answered on September 19, 2014

You have received good advice already but I write to provide a further note of caution to consumers. FIRST, consult with a local bankruptcy or...

John F. Skinner III's Answers (123)

An old debt that's been sold many times has been added to my credit report by the most recent purchaser. Can they do that?

If I fail to make my monthly payments to the creditor for my debt as ordered by the court will I get arrested and go to jail

If I have a judgment against my ex husband for money owed can it accrue interest?

Of how I agreed to make payment arangements to my credit card debt and response to the lawsuit

If a credit card company get's a judgement against you can they attach it to your SSDI income?

Can I Sue a Collection Agency for Harrasing Phone Calls?

Recieved motion of execution

How do I make credit card (they have been charged off since early 2013) payments to the debt consolidation company.

This I got from a debt collector

I'd like to understand the difference between debt settlement and hiring an attorney to dispute my credit accounts.