Questions answered by Carl P. DeLuca

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I supply coverage to my ex. I may need to go on Cobra. Am I responsible to pay for his share of COBRA? Can I only cover myself?

Carl's answer | Answered on July 27, 2013

That would depend entirely on what your obligation is under the Final Decree and/or any Marital Settlement Agreement and why you may need to go on...

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What do i do if the driver has no insurence and hit me i also dont have insurence or a car?

Carl's answer | Answered on July 18, 2013

If the other party doesn't have insurance, you may still be covered under the uninsured motorist coverage of someone you live with. There are...

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IF 1 SPOUSE WANTS TO BE BOUGHT OUT OF THE MARITAL HOME, IS IT BASED ON 50% OF THE VALUE OR 50% OF THE EQUITY?

Carl's answer | Answered on July 10, 2013

It's usually 50% of the equity but it is entirely dependent on the wording of the Final Decree and/or marital settlement agreement. The wording is...

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If dental implants with fixed bridge is broken & delivered anyway & the doctor refuses to fix it, is that a case!

Carl's answer | Answered on July 10, 2013

To be clear, we have a "discovery" rule in RI pertaining to medical malpractice so the three year statute of limitations begins to run when the...

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When filing bankruptcy how much equity can you have in your house to be protected under the Homestead act.

Carl's answer | Answered on June 25, 2013

Last year RI raised it's homestead exemption to $500,000.00, but you must have lived in RI for at least 40 months to claim more than $155,000. ...

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I am in an open Chapter 7 bankruptcy. My 341 meeting has been done. However I have had some new/ over looked creditors pop up.

Carl's answer | Answered on June 18, 2013

I think you have gotten good advice. Although in a no-asset case even undisclosed debts may be discharged you are better off filing an amendment.

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A woman hit me on my bike. Her insurer rejected the claim. What are my options now?

Carl's answer | Answered on June 17, 2013

You would sue her. Her insurance may or may not cover her but they will probably defend her against your claim. If you win and she is properly...

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Can my husband. Get a divorce. With out me being serve. Paper

Carl's answer | Answered on June 14, 2013

It's possible. If he represents to the court that he has been unable to serve you in the normal manner the court could allow service by...

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I was severly burned (2x4" 3rd degree burn over the course of 2+hrs) taking >10wks. to heal during a procedure at the hospital.

Carl's answer | Answered on June 05, 2013

I would be happy to speak with you about this if you would like to contact me directly. 401 732-4420

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I'm using my friends dads car (insured in tx), I rear ended someone in ri (where I am licensed) will his insurance cover it?

Carl's answer | Answered on May 31, 2013

If you were properly authorized to drive the vehicle you should be covered under the father's insurance, barring some exclusion or other factors of...

Carl P. DeLuca's Answers (733)

I supply coverage to my ex. I may need to go on Cobra. Am I responsible to pay for his share of COBRA? Can I only cover myself?

What do i do if the driver has no insurence and hit me i also dont have insurence or a car?

IF 1 SPOUSE WANTS TO BE BOUGHT OUT OF THE MARITAL HOME, IS IT BASED ON 50% OF THE VALUE OR 50% OF THE EQUITY?

If dental implants with fixed bridge is broken & delivered anyway & the doctor refuses to fix it, is that a case!

When filing bankruptcy how much equity can you have in your house to be protected under the Homestead act.

I am in an open Chapter 7 bankruptcy. My 341 meeting has been done. However I have had some new/ over looked creditors pop up.

A woman hit me on my bike. Her insurer rejected the claim. What are my options now?

Can my husband. Get a divorce. With out me being serve. Paper

I was severly burned (2x4" 3rd degree burn over the course of 2+hrs) taking >10wks. to heal during a procedure at the hospital.

I'm using my friends dads car (insured in tx), I rear ended someone in ri (where I am licensed) will his insurance cover it?