Archived
What can I do if a doctor placed our account in collections even after we proved we paid?
we are in MA . hurts our credit too
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Answered on July 28, 2013
First thing you want to do is write a detailed letter to the collection agency outlining that you paid the debt in full; that you are disputing...
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Can my husband have a federal warrant for his arrest regarding "bank check fraud" by a payday loan debt collector?
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Answered on July 26, 2013
You may have all the consumer protection statutes available to supposedly help you, BUT these collectors of payday loans often work offshore. Hence...
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My brother's creditors keep calling me and now they are calling my in-laws who barely know my brother. What do I do?
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Answered on July 15, 2013
I have been doing this type of work for 25 years. You should never hide behind the phone. You should ask the caller why they are calling you....
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What should i do at this point?
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Answered on July 14, 2013
I would suggest that you contact the collection agency and work out a satisfactory payment schedule which will preserve your credit. Check your...
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Filing bankruptcy after a quit claim was filed 2 years previously?
Would this be an issue with a Chapter 7?
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Answered on May 05, 2013
This is a tricky situation. I am a Rhode Island bankruptcy attorney. Three out of 5 of our Trustees would probably not do anything if in fact the...
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Can I be protected from the difference in price after my home sells for less than I owe after a foreclosure?
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Answered on April 28, 2013
If you decide to file a bankruptcy there is no tax consequences for discharge of mortgage indebtedness. I have been practicing bankruptcy for 24...
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Is this constructive fraud ?
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Answered on April 25, 2013
Unfortunately, this is an all too common occurrence which probably should have been discussed before the bankruptcy was filed. Depending upon the...
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There's an foreclosure auction date on my house. Can I stall the auction, or at least stay here until I finish my job training?
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Answered on April 23, 2013
From a practical point of view, the new owner is not going to want to work with you or lease to you. The eviction process post foreclosure is not...
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I bought a used car with under 100k. Under warranty. Claiming they cant hear the problem so wont fix it?
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Answered on April 17, 2013
I would suggest that you have the vehicle looked at by a third party to determine what exactly may be causing the problem. Seems to me that you...
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Going through a divorce, wife has both cars.I just consigned
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Answered on March 28, 2013
Just be careful about the bankruptcy/divorce potential clash. Make sure that you DO Not agree to be responsible for any debts that you plan on...