Should I declare for bankruptcy? What else can I do?

The only thing I'd like to add to the good advice my colleagues have given you is that if available, you should look into Income Based Repayment...

Will my husband's income effect me filing bankruptcy and will is show on his credit?

Yes, his income will be considered when you file bankruptcy. His income will be included with yours to determine whether you pass the "means test"...

They filed for defaut already, does it still go to court or is it already settled?

Attorney Taylor has given you good counsel. Just want to add that judgments against you are generally discharged in bankruptcy, absent special...

Can the judgement be vacated?

I agree with my colleagues that more information is needed to better answer this question. Generally, bankruptcy does discharge judgment awards...

Average time to review a commercial lease?

The amount of time varies from lease to lease. Some are longer and more complex than others, some are short and simple. It also depends on how...

Which bankruptcy fits me?

With the limited information provided, I can't really advise you which would work best for you. But in general, Chapter 7 bankruptcies are better...

I'm not an estate planning attorney, but I believe one would be able to help you in what you're looking for. As a side note: you did not specify...

I lost my job had to take an early retirement and I am getting disability. I had to stop paying on my credit cards.

Good news is that credit card debts are discharged in a Chapter 7 bankruptcy. If you are not planning on working again, you could simply be...

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Do I have to let my commercial landlord know how much I'm subletting my space for?

Commercial leases often have a section that state that if leasee subleases the space, landlord is due excess rent received by leasee from the...

California Commercial Lease Convenants - what applies as per California Law with Landlord Access in Commercial Leases?

Specifically with landlord's access to the premises, what is in the lease will control. Ideally, you have some language in there that protects...