Questions answered by Deborah Gwen Roher

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Title loan?

Deborah's answer | Answered on April 29, 2013

Your rights depend on the terms of the loan contract you signed, as limited by state law. The time limit within which the lender can sue you to...

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Do I have to pay back unlicensed payday loans?

Deborah's answer | Answered on April 29, 2013

If you are concerned that the lender will raid your bank account, you can take practical steps to prevent that, which may involve closing the...

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Can a bank report a debt if they don't have the SSN?

Deborah's answer | Answered on April 29, 2013

There's nothing preventing them from doing so, but depending on how common the debtor's name is, lack off SSN increases the chance that the debt...

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I defaulted on a car loan in 2009 and can't meet payment arrangements--what should I do?

Deborah's answer | Answered on April 29, 2013

Even once they get a judgment, their ability to compel you to pay it is limited. A Maryland lawyer may be able to give you more precise...

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Can my friend's ex take full legal ownership of a joint lease if she is making payments on it and is the sole user of the car?

Deborah's answer | Answered on April 29, 2013

As long as the payments are made, the leasing company is not going to care who is driving the car. But if abuser comes and drives off with the...

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Cant get owner to give me a title for a rv Weve had it eight months. It wassupposed to come from an estate sale. I have called

Deborah's answer | Answered on April 29, 2013

If prior owner is not trying to exact more money or anything from you, it may be that they've just lost the title. Have you consulted the Dept. of...

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I took out a parent plus loan and Im looking to get it cancelled.

Deborah's answer | Answered on April 29, 2013

Disagreement about the courses your child enrolled in is not a recognized basis for canceling a loan, but it may prompt you to decide not to take...

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If a small car dealership, repose a vehicle without a good reason what can be done about it?

Deborah's answer | Answered on April 29, 2013

You don't say how long ago this happened or whether you called the next morning to clear up the supposed confusion about your insurance. If there...

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I NEED EXTRA MONEY SO I APPLY FOR A PAYDAY LOAN ON THE INTERNET. BUT, AFTER READ THE TERMS I CLICK THE CANCEL BUTTON. BUT A

Deborah's answer | Answered on April 29, 2013

I'm not sure I understand the situation. If you received money from this company even after trying to cancel, you will want to send it back ASAP...

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How can i find out if a payday lender legal in my state

Deborah's answer | Answered on April 29, 2013

Florida payday loans are authorized by Fla. Statues Annotated secs. 560.401 through .408. Even when payday loans are allowed by law, they are...

Deborah Gwen Roher's Answers (1876)

Title loan?

Do I have to pay back unlicensed payday loans?

Can a bank report a debt if they don't have the SSN?

I defaulted on a car loan in 2009 and can't meet payment arrangements--what should I do?

Can my friend's ex take full legal ownership of a joint lease if she is making payments on it and is the sole user of the car?

Cant get owner to give me a title for a rv Weve had it eight months. It wassupposed to come from an estate sale. I have called

I took out a parent plus loan and Im looking to get it cancelled.

If a small car dealership, repose a vehicle without a good reason what can be done about it?

I NEED EXTRA MONEY SO I APPLY FOR A PAYDAY LOAN ON THE INTERNET. BUT, AFTER READ THE TERMS I CLICK THE CANCEL BUTTON. BUT A

How can i find out if a payday lender legal in my state