URGENT REQUEST!!! What options do I have if a buyer purchases my home and then I find out I am not approved for a mortgage?

You sound desperate, and desperation may lead you to a predatory lender who will take advantage of you. If the buyer does not agree to let you out...

My credit score has been seriously unjustly damaged despite written guarantees to the contrary. Can I sue?

I agree with prior responders and would add: You can't necessarily conclude that the fall in your credit score was due to anything reported by...

I was forced to sell my home because the lender made false and inaccurate reports to the three major credit bureaus

That's an interesting question, which illustrates the difference between bankers and normal people. You should seek a consultation from a...

Selected as the best answer

Can I File A Law Suit Against Credit Bureaus Who Keep Mixing My Credit Report? The credit bureaus have had been adding

A credit alert will cause you to be notified if someone tries to open a new account in your name; it won't prevent mixed files or identity...

How do I handle a collection reported to Experian, where I wasn't contacted, and I believe the debt isn't mine?

Under the Fair Debt Collection Practices Act, a collection agency should contact you so that you can find out who you owe the money to, and dispute...

How much will an attorney charge for this job? Getting negative incorrect information removed from my credit report

If you win a case under the Fair Credit Reporting Act, the credit bureau is supposed to pay for your attorney's time. Therefore, attorneys who...

LVNV is a debt buyer. Ordinarily, in a debt-buying situation, the original creditor does continue to report the account, but with the notation...

Tenant/landlord - should I pay for fixes before moving out or let them take it from our security deposit?

Chances are, if you let the management company deal with it, they will just order a new refrigerator and take the price of that out of your...

Do I need my ex-husbands consent to keep a life insurance policy. I am the owner and primary.

I've never heard of any court (or for that matter any litigant) objecting to a person continuing to pay for and keep in effect a life insurance...

Can a police officer in MA transfer to the NYPD?

It wouldn't be a "transfer," as the Mass. and New York police departments are completely separate legal entities, with their own job...