Is it illegal for credit card co. to instigate credit rating company to lower credit card rating to box in a high interest rate?

I am sorry, this is impossible to answer. You seem to assume that credit reporting agencies decide your interest rate. This is not true. Credit...

What legal options do i have to legally maintain possession of a vehicle I was promised in prommisory note?

I can't tell from your question whether the truck is now paid off, which would affect your status under the contract your ex-boyfriend made with...

I'm on social security and owe two online payday loans, can't get out of them been paying on them for two years.

No, you can't go to jail. Being unable to pay your bills is not a crime. The lenders could sue you, but probably won't. For one thing, because...

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What type of attorney do I need for a payday loan I did not pay off around 4 years ago and the company is now trying to sue me?

I agree with the comments of attorney Lysle, and to follow up on them: If a collection agency or collections lawyer says untrue things or makes...

Can a finance co. tell you to bring back a new car after signing a contract at the dealer saying the financing fell through.

I'd be surprised if the finance company letter said anything about taking the truck back to the dealer, but I don't doubt that the dealer told your...

Can a bank hold a title from a car you just bought if you owe them money from a previous loan?

This would depend on whether the security agreement for the Explorer gave them such a right. It's called a "cross-collateral" clause, meaning that...

Can I take car that I am primary signer from co-signer who hasn't followed court order of divorce to take car out of my name?

I have changed the practice area of this question to "divorce. " As a contract matter, you can refinance anything provided that you can find a...

CAN I TAKE A VEHICLE THAT IS FINANCED BACK TO A BUY HERE PAY HERE WITHOUT PROBLEMS WITH MY CREDIT IF IT IS A LEMON?

There is a legal answer and a practical answer. The legal answer is that if you read over your contract, you will find somewhere a box in which...

Do we need to file in court "Notice of Right to Rescission"?

When you refer to "Notice of Right to Rescission," are you talking about a notice that was included in your purchase paperwork? Your state law may...

Can you fight a payday loan?

I assume you got into this loan through the internet, because most of these loans are illegal in Massachusetts. It's unlikely that the lender...