Archived
With a FHA HAMP modification already in progress, can I declare Chapter 13 bankruptcy and still keep my home?
Richard's answer
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Answered on July 14, 2015
Find and meet with a lawyer. Chapter 7 may be a better alternative. Of course every case is factand state specific
Archived
I received a judgement dismissal for a credit card, but attorney still contacting me.
Richard's answer
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Answered on July 14, 2015
You believe the case was dismissed however it is possible that the dismissal was reversed. You can call the court and ask them to look at the...
Archived
I'm in consolidation, can I file for chapter 13??
Richard's answer
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Answered on July 14, 2015
And why nit a 7? Meet with a lawyer
Archived
I already did the 341 meeting for chapter 7, no debtors came, Now i was told by my attorney through the trustee a debitor
Richard's answer
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Answered on July 13, 2015
You paid your lawyer, ask him the questions
Archived
Can we pay a bill directly if determined valid while in a Chapter 13?
Richard's answer
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Answered on July 11, 2015
Appears that this occurred post petition. As such it is your obligation to pay. I do not see why you would need trust you permission. Of course if...
Archived
I'm looking at filing chapter 7, I have multiple car loans. Will they allow me to choose which car I choose to keep.
Richard's answer
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Answered on July 11, 2015
Yes you choose which vehicles you want to keep and which ones you want to surrender, within reason.
There are a lot of other little issues...
I have a question about BK7, you file BK7 all debt is gone except for debt you reaffirm, you have a reloc loan you didn't reaffi
Richard's answer
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Answered on July 10, 2015
In general, the second mortgage continues to live as to the property but not against you personally. It is called an in rem obligation.
If you...
Archived
Can you put a lien, possibly EJ-185 against your own civil suit?
Richard's answer
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Answered on July 09, 2015
No need. Trustee's has obligation to pay you your exemptions, as long as they been properly claimed and not disallowed.
And by the way the...
Archived
Do we need to file ch 13, ch 7 or hire a tax atty: to deal with St. of. Ala Tax issue. Feel proof in docs covered any tax?
Richard's answer
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Answered on July 07, 2015
We, or least I, do not know. If you have real defenses to the tax claim, then fighting outside of bankruptcy.
If you going to throw in the...
Archived
Does a "deed in lieu of foreclosure" have to be filed by the attorney when inclusion of a property in a chapter 7 BK?
Richard's answer
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Answered on July 01, 2015
At least in Massachusetts, you remain on the title until the bank actually forecloses. Just signing and( or filing) a deed to the lender is...
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